Folsom Insurance Agency $850K TCPA Class Action Settlement, Who Qualifies for 125–200?

People across the United States who received certain prerecorded calls or voicemails from Folsom Insurance Agency may qualify for a payment from an $850,000 class action settlement. The estimated payment is $125 to $200 per approved claimant, but it is not guaranteed.

You must file a claim. Payments are not automatic. Claim deadline: November 16, 2026.

Official settlement website: FolsomSettlement.com Online claim form: Submit your claim

Quick answer:

• Who: people whose phone number received an identical or substantially similar prerecorded message from Folsom Insurance Agency, Cody Folsom or their agent between February 29, 2020 and September 15, 2026, and whose number is among the 41,719 identified in an expert report.
• Not everyone who got a Folsom call qualifies. The class is limited to the numbers and prerecorded campaign identified in the case.
• Status: preliminarily approved, not final. The final fairness hearing is December 29, 2026.

The lawsuit alleged that Folsom Insurance Agency LLC and its owner, Cody Folsom, used artificial or prerecorded voice messages to call telephone numbers without the prior consent required by the Telephone Consumer Protection Act (TCPA). The case is Bond v. Folsom Insurance Agency LLC and Cody Folsom, No. 3:24-cv-02551-BN, in the U.S. District Court for the Northern District of Texas, Dallas Division.

Folsom Insurance Agency TCPA Settlement: Quick Facts

Detail	Information
Settlement fund	$850,000
Case name	Bond v. Folsom Insurance Agency LLC, et al.
Case number	3:24-cv-02551-BN
Court	U.S. District Court, Northern District of Texas, Dallas Division
Named plaintiff	Joseph Bond
Defendants	Folsom Insurance Agency LLC and Cody Folsom
Main law	Telephone Consumer Protection Act (47 U.S.C. § 227)
Class period	February 29, 2020 to September 15, 2026
Numbers identified	41,719 unique telephone numbers
Coverage	Nationwide
Official settlement website	FolsomSettlement.com
Official claim form	Online claim form or printable paper form
Claim required?	Yes
Estimated payment	$125 to $200 per approved claimant (not guaranteed)
Proof of call required?	The published claim form does not list call logs or recordings as required attachments
Claim, opt-out and objection deadline	November 16, 2026
Preliminary approval	September 15, 2026
Final fairness hearing	December 29, 2026, 10:00 a.m. CT
Administrator	Angeion Group
Administrator phone	1-866-407-4282
Class counsel	Anthony I. Paronich, Paronich Law, P.C.
Final approval	Pending

Simple Claim Checklist

• [ ] I received a prerecorded call or voicemail from Folsom Insurance Agency (or someone calling for it) between Feb. 29, 2020 and Sept. 15, 2026.
• [ ] The call went to my cellular number, or another number I am charged for calls or voicemails on.
• [ ] I had no relationship with Folsom Insurance Agency.
• [ ] I have my settlement notice or postcard (the Notice ID helps, but I can file without it).
• [ ] I have the phone number that received the call.
• [ ] I have chosen a payment method: PayPal, Venmo, Zelle, virtual prepaid card or check.
• [ ] I filed online, or my paper form is postmarked by November 16, 2026.

Not sure your number is on the list? Call Angeion Group at 1-866-407-4282.

Who Qualifies for the Folsom Insurance Agency Settlement?

The settlement class is nationwide. You do not have to live in Texas. You may qualify if all of the following are true:

1. You are a person in the United States.
2. Folsom Insurance Agency LLC, Cody Folsom or an agent acting for them called you or left a voicemail at your cellular number, or another number for which you are charged for a call or voicemail.
3. The call or voicemail happened between February 29, 2020 and September 15, 2026.
4. It used an artificial or prerecorded voice message identical or substantially similar to the message sent to Joseph Bond.
5. Your number is among the 41,719 unique numbers identified in the expert report prepared by Aaron Woolfson.

The settlement does not cover every person who received a call from Folsom Insurance Agency. A live call, a different message, or a call from an unrelated insurance business is not automatically included.

Are the 41,719 numbers the exact number of payees?

No. That figure counts unique numbers identified from the defendants’ calling records, not confirmed people who will get paid. The number of payments depends on how many valid claims are submitted.

Does the settlement cover landlines?

The class definition covers cellular numbers and other numbers for which the recipient is charged for a call or voicemail. What matters is whether your number and message fit the court-approved definition, not your carrier.

What if I received a Folsom call but no notice?

You may still be in the class if your number was identified, but notices go to people the administrator could locate. Contact Angeion Group with the number that was called and ask them to confirm your status.

How Much Can You Receive?

The long-form notice estimates $125 to $200 for each participating class member with a timely, valid and approved claim. The actual amount may be higher or lower. After deductions, the remaining fund is divided equally among approved claimants. If fewer people claim, each payment may be higher; if more claim, each may be lower.

Settlement detail	Amount
Total fund	$850,000
Maximum attorneys’ fees	One-third of the fund (subject to court approval)
Maximum litigation costs and expenses	$35,000 (subject to court approval)
Estimated notice and administration costs	About $77,589
Estimated payment per approved claimant	$125 to $200

The estimate is per participating class member, not per call. Receiving several calls does not multiply your payment. The $850,000 is also the total fund, not what goes to consumers, because fees, expenses and administration come out first.

What Was the Lawsuit About?

Joseph Bond filed the class action on February 29, 2024. He alleged that Folsom Insurance Agency used prerecorded calls to market insurance, and the amended complaint described the business as marketing truck insurance as an agent for Berkshire Hathaway Homestate Companies.

Bond alleged he received an unsolicited prerecorded call about insurance coverage and truck operating authority. The message reportedly said his authority was not yet active and insurance was pending, offered help with down payments, and gave a number to call back. He alleged the call was made without the prior express written consent required for this type of telemarketing, and that other numbers received substantially similar messages.

These are allegations, not findings that every call was unlawful.

Is Berkshire Hathaway paying this settlement?

No. Berkshire Hathaway Homestate Companies was mentioned in the amended complaint but is not named as a defendant in the September 15, 2026 preliminary approval order. The defendants are Folsom Insurance Agency LLC and Cody Folsom. Do not describe this as an $850,000 settlement paid by Berkshire Hathaway.

What Does the TCPA Say?

The Telephone Consumer Protection Act, 47 U.S.C. § 227, restricts certain telemarketing calls, automated calls, prerecorded messages and texts. Under § 227(b)(1)(A)(iii), a person generally may not call a cellular number using an automatic telephone dialing system or an artificial or prerecorded voice without the called party’s prior express consent, unless an exception applies.

A private plaintiff can generally seek actual loss or $500 per violation, whichever is greater, and up to three times that for willful or knowing violations (up to $1,500 per violation). Those figures are not guaranteed here. This is a negotiated common fund, and each approved claimant is expected to receive an equal share, not $500 or $1,500 per call.

How to File a Claim

You must submit a valid Claim Form by November 16, 2026. File through the online claim form, or mail the paper form.

Step 1: Confirm your number may be included

Your number must be among the 41,719 identified and have received the qualifying prerecorded message. If you got a settlement postcard, keep it; the form has a field for your Notice ID, if known.

Step 2: Provide your contact information

The form asks for your name, street address, city, state and ZIP, email, telephone number and Notice ID if known. Use current, accurate details so you can be paid.

Step 3: Identify the number that was called

Give the telephone number that received the call or voicemail. You will check a statement confirming that Folsom Insurance Agency placed a call or voicemail to your cellular phone using an artificial or prerecorded voice during the class period, that you did not have a relationship with the agency, and that you want to participate. Do not sign a statement you cannot truthfully make. If you had a relationship with Folsom or are unsure how it affects your claim, contact the administrator first.

Step 4: Choose a payment method

Method	What you provide
PayPal	PayPal email address
Venmo	Mobile number linked to Venmo
Zelle	Mobile number or email linked to Zelle
Virtual prepaid card	Email address
Physical check	Mailing address on the form

Step 5: Sign and submit

The form includes an attestation under penalty of perjury that the information is true and correct. Submit online, or mail the paper form to:

Bond v. Folsom Insurance Agency, LLC c/o Settlement Administrator ATTN: CLAIM FORMS 1650 Arch Street, Suite 2210 Philadelphia, PA 19103

Paper claims must be postmarked by November 16, 2026.

Do you need phone bills, recordings or screenshots?

The published claim form does not list them as required attachments. It asks you to identify the number, give your details, affirm you received a qualifying prerecorded call and choose a payment method. Your number must still fit the class definition, and the administrator may check claims against the defendants’ calling records. Do not submit false claims or invent call details.

Your Options and What Happens If You Do Nothing

Option	What happens	Deadline
Submit a claim	You may receive an equal share and release covered TCPA and related state-law claims against Folsom Insurance Agency	Nov. 16, 2026
Opt out	No payment; you keep the right to sue on your own	Nov. 16, 2026
Object	You stay in the class (unless you also opt out) and tell the court why you think the settlement is unfair	Nov. 16, 2026
Do nothing	No payment, but you are still bound by the release if the settlement is approved	None

Doing nothing is the worst outcome for many people: you may give up covered claims against Folsom without receiving any money.

How to opt out

Mail a personally signed written request, postmarked by November 16, 2026, to:

Bond v. Folsom Insurance Agency, Inc. Claims Administrator ATTN: EXCLUSION REQUEST P.O. Box 58220 Philadelphia, PA 19102

Include your full name, address, the telephone number called, and a clear statement that you want to be excluded from the Bond v. Folsom Insurance Agency settlement. If you opt out, you receive no payment and are not bound by the release. Use the exclusion address only for exclusions, and do not send a Claim Form to it.

How to object

If you do not opt out and believe the settlement is unfair, send a written, signed objection to all three of the following, postmarked by November 16, 2026:

Class Counsel: Anthony I. Paronich, Paronich Law, P.C., 350 Lincoln Street, Suite 2400, Hingham, MA 02043

Defense counsel: Jason Jobe, Thompson Coe, 700 North Pearl Street, 25th Floor, Dallas, TX 75201

The Court: United States District Court for the Northern District of Texas, 1100 Commerce Street, Room 1544, Dallas, TX 75242

Include your full name, address and the telephone number that received the call; your objection and the facts and legal authorities supporting it; whether you plan to attend the hearing; any witnesses or exhibits; and your signature. The judge can approve or reject the settlement but cannot rewrite it to change payment amounts.

Key Dates

Event	Date
Original complaint filed	February 29, 2024
Amended complaint	May 9, 2024
Case transferred to N.D. Texas	October 10, 2024
Preliminary approval	September 15, 2026
Notice sent	October 15, 2026
Attorneys’ fee petition due	October 26, 2026
Claim, opt-out and objection deadline	November 16, 2026
Final approval motion due	December 15, 2026
Response to objections due	December 22, 2026
Final fairness hearing	December 29, 2026, 10:00 a.m. CT

The hearing will be held in person at the U.S. District Court for the Northern District of Texas, Dallas Division, Courtroom 1561, 1100 Commerce Street, Dallas, TX 75242. You do not have to attend, and the date may change, so check the official website.

When will payments be sent?

No payment date has been announced. If the judge grants final approval and the judgment becomes final, the notice says checks will be mailed to approved claimants no later than 30 days after the judgment becomes final. An appeal could delay payment, so do not treat any date in early 2027 as confirmed.

Current Status of the Case

Joseph Bond filed in the Eastern District of Texas, and the case was later transferred to the Northern District of Texas. On September 15, 2026, Magistrate Judge David L. Horan preliminarily approved the settlement and preliminarily certified the class under Federal Rule of Civil Procedure 23(b)(3). That certification is for settlement purposes only and is not a finding that the defendants violated the TCPA. The settlement is not final as of October 30, 2026.

Did Folsom Admit Wrongdoing?

No. The defendants deny wrongdoing and liability, and the parties settled to avoid the cost, risk and delay of further litigation. The court has not entered a final judgment finding a TCPA violation. This is not a criminal penalty, a government fine or an admission that every call was unlawful.

Beware of Settlement Scams

Use only FolsomSettlement.com and the contact details in this article. You do not have to pay anyone to file a claim, and the administrator will not ask for your bank login or Social Security number. Be cautious of any call, text or email that asks for money to “release” a payment.

Related TCPA Cases on AllAboutLawyer

If unwanted calls and texts are your concern, you may also want to read about the Teleflora $6M text message settlement, the ConnectAmerica.com $4 million TCPA settlement, and the TCPA class actions against AT&T, State Farm and CVS over unsolicited texts. These are separate cases and do not include Folsom claimants automatically.

Frequently Asked Questions

Is the Folsom Insurance Agency settlement real?

Yes. It is listed on the official court-authorized website, FolsomSettlement.com. The court granted preliminary approval on September 15, 2026, and final approval is pending.

How much can I receive?

The notice estimates $125 to $200 per participating class member with an approved claim. The actual amount depends on the number of valid claims and the deductions.

Who qualifies?

People whose cellular or other chargeable number received an identical or substantially similar prerecorded message from Folsom Insurance Agency, Cody Folsom or their agent between February 29, 2020 and September 15, 2026, and whose number is among the 41,719 identified.

Does it cover all 50 states?

Yes. The class is nationwide, not limited to Texas residents.

Do I need to file a claim?

Yes. You must submit a valid, approved Claim Form by November 16, 2026.

Do I need proof of the robocall?

The published claim form does not list recordings, bills or screenshots as required attachments. You must identify the number and certify you received a qualifying prerecorded call, and your number must still fit the class definition.

What if I got several prerecorded calls?

The estimate is an equal share per participating class member, not per call.

Can I get paid by PayPal or Venmo?

Yes. Options are PayPal, Venmo, Zelle, a virtual prepaid card or a check.

Can I opt out or object?

Yes. Opt-out requests and objections must be postmarked by November 16, 2026. You cannot both opt out and object.

When is the final approval hearing?

December 29, 2026, at 10:00 a.m. CT, in Courtroom 1561 in Dallas, Texas.

When will checks arrive?

No date is set. Checks are to be mailed within 30 days after the judgment becomes final, assuming final approval and no appeal delay.

What happens if I do nothing?

You get no payment, and if the settlement is approved you are still bound by the release of covered claims against Folsom Insurance Agency.

Are settlement payments taxable?

Tax treatment depends on your situation. AllAboutLawyer.com does not give tax advice, so consult a qualified tax professional.

Is this a settlement for an insurance claim or policy dispute?

No. It concerns certain prerecorded calls and voicemails under the TCPA, not denied coverage, unpaid claims or policy disputes.

How to Contact the Administrator

The settlement is administered by Angeion Group.

• Website: FolsomSettlement.com
• Phone: 1-866-407-4282
• Claim Forms mail: Bond v. Folsom Insurance Agency, LLC, c/o Settlement Administrator, ATTN: CLAIM FORMS, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103

Do not contact the court, the defendants or defense counsel with questions about the settlement.

Sources

1. Official settlement website: https://www.folsomsettlement.com/
2. Long-form settlement notice: https://angeion-public.s3.amazonaws.com/www.folsomsettlement.com/docs/Folsom%20Longform%20Notice_FINAL.pdf
3. Official Claim Form: https://angeion-public.s3.amazonaws.com/www.folsomsettlement.com/docs/Folsom%20Insurance%20Bond_Long%20Claim%20Form%20for%20Website_FINAL.pdf
4. Order Preliminarily Approving Class Action Settlement, Doc. 66 (N.D. Tex. Sept. 15, 2026): https://angeion-public.s3.amazonaws.com/www.folsomsettlement.com/docs/Doc.%2066%20-%20Order%20Preliminarily%20Approving%20Class%20Action%20Settlement%20.pdf
5. Class Action Complaint (Feb. 29, 2024): https://angeion-public.s3.amazonaws.com/www.folsomsettlement.com/docs/1.1%20Class%20Action%20Complaint.pdf
6. First Amended Class Action Complaint (May 9, 2024): https://angeion-public.s3.amazonaws.com/www.folsomsettlement.com/docs/1.2%20First%20Amended%20Complaint.pdf
7. Official settlement FAQs: https://www.folsomsettlement.com/faqs
8. Telephone Consumer Protection Act, 47 U.S.C. § 227: https://uscode.house.gov/uscode-text?req=granuleid:USC-prelim-title47-section227&num=0&edition=prelim

Verification note: The court order and official settlement documents were reviewed for the case number, class definition, 41,719 telephone numbers, preliminary approval, payment estimate and deadlines. The $125 to $200 payment is an estimate, not a guaranteed amount. The class is limited to specified numbers and substantially similar prerecorded messages and does not include everyone who received any call from Folsom Insurance Agency. Final court approval remains pending.

Researched and written by Israr Ahmad, Legal Content Researcher. AllAboutLawyer.com is an independent U.S. consumer legal information website, not a law firm. This article is for informational purposes only and is not legal advice. The lawsuit’s allegations are not findings of liability. Participation and payments are subject to the official agreement, court approval and claims review.