$7.4M Trader Joe’s Credit Card Receipt Settlement, June 9 Deadline Is 28 Days Away Here Is How to Get Your ~$102

Prepared by the AllAboutLawyer.com Editorial Team and reviewed for factual accuracy against the official settlement website TJ-FACTASettlement.com and court records in Keim v. Trader Joe’s Company, Case No. 19STCV36790, Los Angeles Superior Court. Last Updated: May 12, 202

The Trader Joe’s FACTA Settlement is a $7,400,000 consumer privacy class action where eligible shoppers who used a credit or debit card at certain Trader Joe’s locations between March 5, 2019, and July 19, 2019, can receive an estimated $102.45 cash payment by submitting a claim before June 9, 2026.

Trader Joe’s agreed to pay $7.4 million to resolve claims it violated federal law by printing too many credit card digits on customer receipts at specific store locations. Trader Joe’s has not admitted any wrongdoing but agreed to settle to avoid the expense and uncertainty of continued litigation. The clock is running — you have less than 30 days left to file.

Quick-Facts: Trader Joe’s $7.4M FACTA Receipt Settlement

Field	Detail
Settlement Amount	$7,400,000
Claim Deadline	June 9, 2026 — 28 days away
Who Qualifies	Shoppers who used a credit or debit card at specific Trader Joe’s locations, March 5 – July 19, 2019, and received a receipt showing 10 card digits
Estimated Payout	~$102.45 per valid claim (pro rata — may be higher or lower)
Proof Required	Claim ID and PIN from mailed/emailed notice
Settlement Status	Open for Claims — Preliminarily Approved
Administrator	Verita Global — (888) 444-7415 — [email protected]
Official Website	TJ-FACTASettlement.com
Last Updated	May 12, 2026

Current Status and What Comes Next

• The claim portal is open right now. You must submit your Settlement Claim Form by June 9, 2026, to be eligible for a payment.
• The court has scheduled a final fairness hearing for August 10, 2026, to decide whether to approve the settlement.
• The settlement administrator will distribute payments to eligible claimants within 45 days of the court resolving any appeals and granting final approval. If the August hearing goes smoothly, expect payments by late 2026.
• Any unclaimed funds remaining after the first and second distributions will go to the Identity Theft Resource Center — not back to Trader Joe’s.

What Is the Trader Joe’s Lawsuit About? Keim v. Trader Joe’s Company, No. 19STCV36790

Plaintiff Brian Keim said he used a Visa debit card to make a purchase at a Trader Joe’s in Palm Beach Gardens, Florida, in July 2019 and noticed that his receipt contained the first six and last four digits of his card number — more than half of the card’s 16 numbers.

That is a direct violation of a federal consumer protection law called the Fair and Accurate Credit Transactions Act (FACTA), 15 U.S.C. § 1681c(g). FACTA bars businesses from printing more than the last five digits of a customer’s credit or debit card number on any electronically printed receipt. The rule exists specifically to prevent identity thieves from piecing together a card number from a lost or stolen receipt.

The disclosure, Keim argued, invaded his privacy by exposing his private financial information to the store employee who handed him the receipt and anyone else who could see it. The class covers approximately 757,663 unique card numbers, meaning roughly that many shoppers received affected receipts at certain Trader Joe’s locations during the class period. This is the kind of consumer fraud lawsuit where you may not have known you were harmed — but federal law says you were.

For a broader explanation of how false advertising class action and consumer protection cases like this one work, see the AllAboutLawyer.com guide to consumer class action lawsuits.

Who Qualifies for the Trader Joe’s Settlement?

This is a narrow class. Not every Trader Joe’s shopper from 2019 is included — only those whose specific transaction generated an affected receipt.

You may qualify if:

• You used a credit or debit card at a Trader Joe’s store between March 5, 2019, and July 19, 2019, for which the payment processing software caused your receipt to display the first six and last four digits of your card number.
• You are the account holder of the card used in that transaction.
• You received a settlement notice by mail or email from Verita Global containing a Claim ID and PIN — receipt of this notice is strong confirmation you are a class member.

You do NOT qualify if:

• Your receipt from that period only showed the standard last four digits — the affected receipts showed ten digits due to a specific software configuration at certain store locations, not all locations.
• You did not use a credit or debit card — cash purchases are not covered.
• You are a Trader Joe’s director, officer, or employee who is excluded from the class.

Related article: Shein Is Fighting Two Major Lawsuits in 2026 UK Copyright War and US Tariff Class Here Is What Shoppers Need to Understand

Not sure whether your location was affected? Call the administrator toll-free at (888) 444-7415 and they can check whether your card number appears in the settlement records.

Related: Equity Bank $1M Overdraft Fees Settlement — Automatic Payments for Bank Customers

How Much Can You Get from the Trader Joe’s Settlement?

Each eligible class member who submits a valid claim is estimated to receive $102.45. That figure is not guaranteed — payments are made on a pro rata basis after attorneys’ fees, administrative costs, and the class representative’s service award are deducted from the $7.4 million fund.

The net amount available to class members after all deductions is approximately $3,861,333. With an estimated class size of 757,663 card numbers, the per-person estimate works out to roughly $56 to $113 depending on how many valid claims are filed. Fewer claims = larger individual payments. More claims = smaller share each.

Here is where the $7,400,000 goes before it reaches you:

• Attorneys’ fees: up to $2,466,666.67 (one-third of the fund)
• Attorneys’ expenses: up to $65,000
• Settlement administration costs: up to $977,000
• Service award to class representative Brian Keim: up to $10,000
• Remaining fund estimated at approximately $3,881,333 goes to eligible claimants

Step-by-Step: How to File Your Trader Joe’s Claim Before June 9

To receive a payment, you must submit a Settlement Claim Form by June 9, 2026. Here is exactly how to do it in five minutes.

Step 1 — Locate your notice. Check your mail and email inbox for a settlement notice from Verita Global. It contains your Claim ID and PIN — you need both to file.

Step 2 — Go to the official claim website: TJ-FACTASettlement.com and click to file your claim online.

Step 3 — Enter your Claim ID and PIN exactly as they appear on your notice. These tie your claim to your specific card transaction in the settlement records.

Step 4 — Choose how you want to receive your payment: electronic deposit (fastest) or a paper check mailed to your address.

Step 5 — Submit your claim and save or screenshot your confirmation number. Keep it until your payment arrives.

Step 6 (alternative) — If you prefer to file by mail, send your completed claim form to: Keim v. Trader Joe’s Settlement Administrator, P.O. Box 301134, Los Angeles, CA 90030-1134. You can also file by phone at (888) 444-7415. Paper claims must be postmarked by June 9, 2026.

Estimated time to complete online: 5 minutes.

Important: Your settlement check can be cashed for up to 180 days after the issuance date on the check. Do not let it sit forgotten in a drawer.

Trader Joe’s Settlement Key Dates

Milestone	Date
Class Period (qualifying purchases)	March 5, 2019 – July 19, 2019
Preliminary Approval Granted	February 5, 2026
Claims Portal Open	April 2026
Claim Filing Deadline	June 9, 2026
Opt-Out Deadline	June 9, 2026
Objection Deadline	June 9, 2026
Final Fairness Hearing	August 10, 2026, 8:30 a.m., Dept. 9, Stanley Mosk Courthouse, Los Angeles
Expected Payment Date	Within 45 days of final court approval (est. late 2026)

Frequently Asked Questions

Is there really a class action lawsuit against Trader Joe’s over receipts? 

Yes. The case is Keim v. Trader Joe’s Company, Case No. 19STCV36790, filed in Los Angeles Superior Court before Judge Elaine Lu in Department 9. The settlement administrator is Verita Global, LLC, and the preliminary approval order was publicly issued February 5, 2026.

I shopped at Trader Joe’s in 2019 but never got a notice. Can I still file?

 The settlement administrator may seek additional information from persons who submit claim forms to validate claims. If you did not receive a notice, call (888) 444-7415 or email [email protected] — they can check whether your card number appears in the class data. Your location may not have been affected, or your contact information may be outdated.

Do I need a lawyer to file a Trader Joe’s settlement claim?

 No. Filing is free, takes about five minutes, and requires no attorney. The lead attorneys — Keith J. Keogh and Michael S. Hilicki of Keogh Law Ltd., and Scott D. Owens of Scott D. Owens P.A. — are already representing the class and receive their fees from the settlement fund. A free legal consultation is only worth pursuing if you want to opt out and file your own individual lawsuit before the June 9 deadline.

Is this Trader Joe’s settlement legitimate?

 Yes. The only official settlement website is TJ-FACTASettlement.com, and the only legitimate claim portal is administered by Verita Global. Verify the case at Los Angeles Superior Court under Case No. 19STCV36790. No legitimate settlement administrator will ever ask for your full Social Security number, password, or an upfront payment to process your claim.

When will I receive my Trader Joe’s settlement payment? 

The settlement administrator will distribute payments within 45 days of the court resolving any appeals and granting final approval at the August 10, 2026 hearing. If no appeals are filed, payments could arrive by late 2026.

What if I miss the June 9, 2026 deadline?

 If you do nothing, you will not receive any monetary award, but you will give up your rights to pursue or continue to pursue Released Claims against Trader Joe’s or any other Trader Joe’s Releasee. Missing the deadline means losing both your payment and your right to sue. Do not wait.

Will my Trader Joe’s settlement payment be taxable?

 Payments from FACTA settlements are generally considered statutory damages, not compensation for a documented financial loss. The IRS may treat this as taxable income. Consult a tax professional for advice specific to your situation before filing your return for the year you receive the payment.

Did Trader Joe’s actually steal anyone’s card information?

 Trader Joe’s denies the plaintiff’s allegations and vigorously denies any and all liability or wrongdoing. Not all Trader Joe’s stores printed receipts displaying the first six and last four digits of the card number, and in those stores that did, only a small minority of transactions involved such receipts. The claim is about a software configuration that violated FACTA’s truncation rule — not deliberate theft or identity fraud.

Sources & References

• Official Settlement Website: TJ-FACTASettlement.com
• Official Claim Portal: TJ-FACTASettlement.com — File a Claim
• Second Amended Settlement Agreement: TJ-FACTASettlement.com — Settlement Agreement PDF
• Court Docket: Keim v. Trader Joe’s Company, Case No. 19STCV36790, Los Angeles County Superior Court

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Legal claims and outcomes depend on specific facts and applicable law. For advice regarding a particular situation, consult a qualified attorney.