Progressive Delayed PIP Payment Settlement, Check If You Qualify — Koetter v. Progressive County Mutual Insurance Company, No. D-1-GN-18-005132

Do you qualify for the Progressive settlement? Quick answer: if Progressive paid a Texas PIP medical bill more than 15 business days after receiving it, you’re likely included.

Progressive County Mutual Insurance Company agreed to a settlement capped at $8,000,000 in Koetter v. Progressive, No. D-1-GN-18-005132. There’s no flat check. You have until January 19, 2027 to file online.

Progressive Delayed PIP Payment Settlement — Key Facts

Field	Detail
Settlement Amount	Up to $8,000,000 (class payments capped at $6,000,000; attorneys’ fee award of up to $2,000,000 counts inside the $8,000,000; notice and administration up to $500,000 and service awards up to $10,000 each are paid separately)
Claim Deadline	January 19, 2027 (online only)
Who Qualifies	Progressive PIP claimants on a Texas-based policy with a line item whose explanation of benefits printed between August 30, 2016 and June 1, 2026, more than 15 business days (15-Day Class) and/or more than 30 days (30-Day Class) after Progressive received the bill
Estimated Payout	UNVERIFIED — no per-person estimate is published; payments are calculated per line item by formula
Proof Required (Yes/No)	No — the claim form asks for identity details, a Claim ID, Progressive claim number or policy number, and an e-signature
Settlement Status	Preliminarily approved August 28, 2026; final approval hearing December 17, 2026, 9:00 a.m.
Court & Case Number	419th Judicial District Court, Travis County, Texas — Koetter, et al. v. Progressive County Mutual Insurance Company, Cause No. D-1-GN-18-005132
Law Alleged	Texas Prompt Payment of Claims Act (Tex. Ins. Code §§ 542.051–542.061) and Tex. Ins. Code § 1952.156
Administrator	Verita Global, LLC
Official Claim Site	veritaconnect.com/traviscountypipsettlement (information site: TravisCountyPIPSettlement.com)
Last Updated	October 3, 2026

Who Is Progressive and Why Are They Being Sued for Delayed PIP Payments?

Progressive County Mutual Insurance Company issues Texas auto policies with Personal Injury Protection, the coverage that can pay your medical bills after a crash. It also keeps the clock. Both the date it received your bill and the date it printed your explanation of benefits sit in its records, so the form doesn’t ask for old paperwork.

What Did Progressive Do to Texas PIP Claimants Between August 30, 2016 and June 1, 2026?

The lawsuit says Progressive missed the deadlines in the Texas Prompt Payment of Claims Act, a state law that sets how fast insurers must handle and pay claims, on PIP medical bills. It also cites Insurance Code § 1952.156. Plaintiffs say Progressive didn’t pay the statutory remedy on every late payment either, which works like compensation for damages.

Progressive pushes back, and the notice says it “strongly denies that it violated the statutes at issue or otherwise did anything wrong” (Long Form Notice, Question 3). The court hasn’t ruled on the merits. Hurt in the crash too? Our guide, How Technology Has Changed US Personal Injury Cases, Digital Evidence, Vehicle Data and Your Rights, covers the evidence side.

Per Plaintiffs’ motion, the court certified two classes on April 27, 2022, Progressive appealed for about two and a half years, and mediation produced this deal. Eight years in all. Honestly, that’s a long road to a check worked out line by line.

Who Qualifies for the Progressive Delayed PIP Payment Settlement?

Two clocks decide eligibility. Here’s exactly how to check class action settlement eligibility and see if this case includes you.

• Progressive PIP claimants on a Texas-based policy with an explanation of benefits printed between August 30, 2016 and June 1, 2026
• Anyone with a line item paid more than 15 business days (15-Day Class) or more than 30 days (30-Day Class) after Progressive received the bill
• Those who got an email or postcard notice, since Progressive’s records already list you

Who does not qualify:

• Progressive’s officers and directors, Class Counsel, the judge, Progressive’s lawyers, and anyone who opts out
• Line items with a $0.00 Allowed Amount, or paid within 15 business days

Eligibility runs line by line, so one late line on an otherwise on-time bill can count. Did a PIP bill sit for weeks?

Progressive Texas PIP Claimants Outside Texas — Are You Still Covered?

The class covers Progressive PIP claimants with a Texas-based policy, so a move out of state doesn’t remove you. Policies based elsewhere aren’t covered. If you’ve moved, our Vehicle Laws by State hub tracks each state’s driving rules.

Not sure if you qualify for the Progressive delayed PIP payment settlement? Don’t guess. A free legal consultation with an insurance claims attorney can help before the November 12, 2026 opt-out deadline.

How Much Can Progressive Delayed PIP Settlement Class Members Get? It Depends on Your Bills

Nothing is flat here. Your legal settlement payout gets built from your late bills, one line item at a time.

What the $8,000,000 Number Really Means

$8,000,000 is a ceiling, not a fund. Class payments are capped at $6,000,000, and any attorneys’ fee award, up to $2,000,000, is counted inside the $8,000,000 without shrinking your check.

Because the deal is claims-made, Progressive pays only approved claims, and uncashed check money returns to Progressive. Nothing gets redistributed.

Progressive Payout for 30-Day and 15-Day Class Members

A 30-Day Class payment is 5% of a line item’s Allowed Amount plus 11.452% annual interest for days past day 30, (the agreement’s example: $59.41 on $1,000 with thirty extra days). A 15-Day Class payment is interest only, so ten days on that same $1,000 comes to $3.14, and lines in both classes get both amounts. Same bill, very different checks.

What Pro-Rata Means for Your Progressive Check

If total approved claims pass $6,000,000, every payment shrinks by the same percentage, which is the only way more filers can mean smaller checks. Nothing pays out before final approval. Payments over $600 may appear on a 1099, so check with a tax professional.

Choose digital payment, such as Zelle or PayPal, or a mailed check if your payment is expected to top $5.00. No claim form, no check.

How to File Your Progressive Delayed PIP Settlement Claim — Step by Step

1. Find your email or postcard notice and your unique Claim ID.
2. Open the official claim form at veritaconnect.com/traviscountypipsettlement.
3. Enter your name, the email or mailing address on file when the bill went in, and your Claim ID, claim number or policy number.
4. Sign electronically. No document upload is listed.
5. Pick your payment method and submit.
6. Watch your email. If your details don’t match Progressive’s records, you get 30 days to fix them.

The online form asks for only three things: identity details, a claim identifier, and your e-signature. January 19, 2027 is 108 days away. That’s plenty of time, which is exactly why people forget.

Should Progressive Class Members Opt Out or Object Before November 12, 2026?

What Opting Out of the Progressive Settlement Actually Means

Opting out means no payment. Mail a signed letter saying you want to be excluded, with your name, address and phone number, postmarked by November 12, 2026, to Settlement Administrator, c/o Verita Global, LLC, P.O. Box 301132, Los Angeles, CA 90030-1132. Plaintiffs’ motion calls the formulas a compromise, so opting out preserves a full-recovery claim, but get legal advice first.

How to Object to the Progressive Settlement

You stay in the class. File a written objection with the District Clerk, Travis County Courthouse, 1700 Guadalupe Street, Austin, TX 78701, and mail copies to Class Counsel and defense counsel at the addresses in Question 17 of the current Long Form Notice, all postmarked by November 12, 2026. And here’s what most people miss: a valid objector must be available to be deposed in their home county within seven days.

Don’t go it alone. Talk to a class action lawsuit attorney before November 12, 2026 if you’re considering either option.

Progressive Delayed PIP Settlement — Key Dates, 2026–2027

Milestone	Date
Settlement Proposed	August 26, 2026 (date of the signed agreement)
Preliminary Approval Granted	August 28, 2026
Claims Period Opens	UNVERIFIED — the claim form is live, but no opening date is published; notice was due within 30 days of August 28, 2026
Claim Filing Deadline	January 19, 2027
Opt-Out Deadline	November 12, 2026 (postmarked)
Objection Deadline	November 12, 2026 (filed and postmarked)
Final Approval Hearing	December 17, 2026, 9:00 a.m., 419th Judicial District Court, Travis County
Expected Payment Date	UNVERIFIED — no date is set; payments follow final approval, the end of any appeals, and the January 19, 2027 claims deadline

Progressive Delayed PIP Payments — Frequently Asked Questions, No. D-1-GN-18-005132

Do I need a lawyer to file a Progressive delayed PIP settlement claim?

No. Class Counsel at Stone Firm, PLLC and Colley Firm, P.C. represent class members unless they opt out, and the online form asks only for identity details, a claim identifier and an e-signature.

Is the Progressive delayed PIP settlement legitimate?

The 419th District Court in Travis County gave preliminary approval on August 28, 2026, with final approval before Judge Mauzy set for December 17, 2026. Questions? Call Verita Global at 1-888-808-4386.

When will Progressive settlement payments be sent?

Not before January 19, 2027. The agreement ties the effective date to that deadline, so final approval and any appeals come first, then the administrator has 45 days to send your lawsuit settlement check.

What if I missed the Progressive claim deadline?

Not yet. The deadline is January 19, 2027, and after it no claim means no payment, while the release still binds you unless you opted out by November 12, 2026.

Will my Progressive settlement payment go on a 1099?

Payments over $600 may appear on a 1099. Check with a tax professional. The notice doesn’t address tax reporting, and the agreement’s own example payment of $59.41 sits well under that line.

How do I file a Progressive PIP settlement claim?

Use the online form at the administrator’s claim site by January 19, 2027, with the Claim ID from your notice. Online only. The toll-free line, 1-888-808-4386, can mail you a hard copy.

How much will I get from the Progressive settlement?

It depends on each late line item. A 30-Day Class payment is 5% of the Allowed Amount plus 11.452% annual interest, a 15-Day Class payment is interest only, and the class total is capped at $6,000,000.

Mark January 19, 2027. If you’re weighing an opt-out or objection, November 12, 2026 comes first, and that’s 40 days from today.

Sources Used in This Progressive Delayed PIP Payment Settlement Article

• Settlement Administrator (Verita Global) — Important Dates, accessed October 3, 2026: https://traviscountypipsettlement.com/important-dates.aspx
• Settlement Administrator (Verita Global) — Settlement Documents page, accessed October 3, 2026: https://traviscountypipsettlement.com/settlement-documents.aspx
• Court filing — Class Action Settlement Agreement, August 26, 2026: https://traviscountypipsettlement.com/media/7411751/2-espinoza-koetter_-final_settlement_agreement_for_execution–signed__1.pdf
• Court filing — Order Preliminarily Approving Class Action Settlement, August 28, 2026: https://traviscountypipsettlement.com/media/7411754/3-preliminary_approval_order_830981_260828.pdf
• Court filing — Unopposed Motion for Preliminary Approval of Class Action Settlement, served August 27, 2026: https://traviscountypipsettlement.com/media/7411757/4-unopposed_motion_for_preliminary_approval_-_signed.pdf
• Court-authorized Long Form Notice, accessed October 3, 2026: https://traviscountypipsettlement.com/media/7411154/1-pvk_long_form_notice_092226.pdf
• Official claim form (linked from the administrator’s site): https://veritaconnect.com/traviscountypipsettlement/

Researched and written by Israr Ahmad, legal content researcher and founder of AllAboutLawyer.com. All facts verified against the court documents posted by Verita Global, the court-appointed settlement administrator (Settlement Agreement, Order Preliminarily Approving Class Action Settlement, Unopposed Motion for Preliminary Approval, and Long Form Notice), as of October 3, 2026. Last Updated: October 3, 2026.

This article is for informational purposes only and does not constitute legal advice. Laws vary by state and individual circumstances differ. For advice about your specific situation, consult a qualified attorney.