Adams Toyota $4.25M ResistAll Settlement, Claim & Deadlines

If you bought a vehicle from Adams Toyota that came with the ResistAll/EnviroGuard add-on product, you may be able to get money from a $4,250,000 class action settlement in Jackson County, Missouri. The settlement resolves Foley v. Adams Auto Corp., a lawsuit alleging the dealership required customers to buy these add-on products with their vehicles. Adams Toyota denies any wrongdoing and denies violating any law.

Time-sensitive: the deadline to opt out or object is October 20, 2026, four days from the date of this update. The deadline to file a claim is February 11, 2027. The Jackson County court has not yet given final approval, and no payments will be issued until it does and any appeals are resolved.

Official settlement website: AdamsAutoSettlement.com

Adams Toyota ResistAll/EnviroGuard Settlement: Quick Facts

Detail	Information
Case name	Erin Foley, Individually and on behalf of a class of similarly situated individuals, v. Adams Auto Corp. d/b/a Adams Toyota
Case number	2416-CV18198
Court	Sixteenth Judicial Circuit Court, Jackson County, Missouri (Independence)
Judge	Circuit Judge Kenneth Garrett
Defendant	Adams Auto Corp. d/b/a Adams Toyota
Class representative	Erin Foley
Settlement fund	$4,250,000 (the “Cash Fund”)
Who is eligible	Customers who received ResistAll/EnviroGuard with a vehicle purchase from Adams Toyota between August 17, 2019 and February 11, 2027 (see the class-period note below)
Payment form	Mostly 50% check and 50% closed-loop Adams Toyota gift card
Minimum recovery (certain Recovery Group 1 members)	150(100 check plus $50 gift card), subject to settlement terms and fund limits
Claim deadline	February 11, 2027
Opt-out and objection deadline	October 20, 2026
Final approval hearing	December 7, 2026, 9:00 a.m.
Final approval status	Pending
Settlement administrator	Simpluris, (833) 360-6865

The $4.25 million figure is not all cash for customers. It also covers attorneys’ fees and expenses, administration costs and a service award to the class representative, so no claimant should expect an equal share of the total.

What Is the Foley v. Adams Auto Corp. Lawsuit Against Adams Toyota About?

The lawsuit claims Adams Toyota violated statutory and other legal requirements when it sold vehicles with required ResistAll/EnviroGuard add-on products. According to the settlement website’s FAQ, plaintiff Erin Foley believed she could recover the cost of the ResistAll/EnviroGuard product she bought, along with other relief.

Adams Toyota denied all alleged liability and denied that it violated any statute or common law. No court has ruled that the dealership did anything wrong. The parties settled because both were unsure how a trial would turn out and wanted to avoid its cost and risk. The Jackson County court must still decide whether the settlement is fair, reasonable and adequate.

Which Laws Apply to the Adams Toyota ResistAll/EnviroGuard Claims?

The settlement materials say only that the lawsuit alleged violations of “statutory and other legal requirements” and do not name the specific statutes. The laws below are the ones that generally govern dealer add-on sales in Missouri. They are background, not a list of the claims in this case.

Missouri Merchandising Practices Act (MMPA), Mo. Rev. Stat. § 407.010 et seq. This is Missouri’s main consumer protection law. It prohibits deception, fraud, misrepresentation, unfair practices and the concealment or omission of material facts in connection with the sale of merchandise, which includes vehicles and related products. Section 407.025 allows a private lawsuit by a person who buys merchandise primarily for personal, family or household purposes and suffers an ascertainable loss, including on a class basis.
Missouri Supreme Court Rule 52.08 (class actions). This rule governs how class actions work in Missouri state court, including court approval of a class settlement. It is why the Jackson County judge must hold the December 7, 2026 fairness hearing before the settlement takes effect.
Missouri Supreme Court Rules on depositions. The settlement notice says objectors may be deposed under these rules, which is why objections carry extra requirements.
Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., and Regulation Z, 12 C.F.R. Part 1026. If an add-on is required as a condition of financing, it can raise questions about whether the charge must be disclosed as part of the finance charge. Whether that applies depends on the specific transaction and is not stated in the settlement materials.
Magnuson-Moss Warranty Act, 15 U.S.C. § 2301 et seq. The federal warranty law restricts conditioning warranty coverage on the purchase of particular products or services (15 U.S.C. § 2302(c)). The add-on products here were sold with an associated warranty, so this law is relevant background.
Federal Trade Commission Act, 15 U.S.C. § 45. The FTC enforces the ban on unfair or deceptive practices, but the Act does not give consumers a private right to sue. The FTC’s 2024 CARS Rule, which targeted dealer add-on practices, was vacated by the U.S. Court of Appeals for the Fifth Circuit in January 2025, so it does not govern this settlement.
Federal and state tax rules. Settlement payments and gift cards may be taxable. Ask a tax professional how your payment should be reported.

For a related consumer protection case involving dealership disclosures, read Credit Acceptance Settlement Dealer Disclosure Requirements, What Car Buyers Must Be Shown Before Signing.

Who Qualifies for the Adams Toyota Class Action Settlement?

You are a Settlement Class Member if you received ResistAll/EnviroGuard with your vehicle purchase from Adams Toyota between August 17, 2019 and February 11, 2027. The settlement website says you or someone in your family may have made the purchase.

Class-period note: the website lists February 11, 2027 as both the end of the class period and the claim deadline. Those are normally different concepts, and that date is still in the future. Confirm the exact cutoff in the Settlement Agreement or by calling the administrator at (833) 360-6865, especially if you bought a vehicle recently.

A purchase from another Toyota dealer does not qualify. A purchase from Adams Toyota without the ResistAll/EnviroGuard product does not qualify either. The settlement concerns Adams Auto Corp. d/b/a Adams Toyota and the specified add-on products.

Adams Toyota $4.25M ResistAll/EnviroGuard Class Action Settlement, Who Qualifies and How to Claim

How Does the Adams Toyota Settlement Decide Your Recovery Group?

The settlement uses recovery groups with different payment formulas. The claim form asks whether you:

are a current or former Adams Toyota employee (or family member) who received reduced pricing,
have made a ResistAll/EnviroGuard warranty claim, and
still own the vehicle.

The formulas are in the Settlement Agreement, which is available on the official documents page.

How Much Money Can You Get From the Adams Toyota Settlement?

The $4,250,000 Cash Fund pays for four things: valid class member claims, attorneys’ fees and expenses, the cost of administering the settlement, and a service award to Erin Foley. Your share is not a fixed amount.

Valid claimants receive a settlement check and a gift card redeemable for goods and services at Adams Toyota.
For most eligible class members, payment is split 50% check and 50% closed-loop Adams Toyota gift card.
Certain Recovery Group 1 members whose net cost for ResistAll/EnviroGuard was under $150 may receive a Minimum Recovery Amount of $150, paid as $100 by check and a $50 gift card. This is subject to the settlement’s terms and fund limits and is not a guaranteed $150 for everyone who files.
Your payment depends on your Recovery Group, your purchase details, how many valid claims are filed and how much remains after fees and costs.

The gift card is closed-loop, meaning it works only at Adams Toyota and is not the same as cash. The settlement website does not publish an average payment, so any figure other than the $150 minimum is an estimate until claims are processed.

How Do You File an Adams Toyota ResistAll/EnviroGuard Settlement Claim?

You must submit a complete, valid and timely claim form with supporting documents. The administrator verifies each claim after submission.

Gather your information. The form asks for your name, address, phone number, the last four digits of your Social Security number, your Vehicle Identification Number (VIN) and the name of anyone else on your Adams Toyota purchase paperwork.
Answer the Recovery Group questions. You will be asked about employee or family pricing, any ResistAll/EnviroGuard warranty claim, and whether you still own the vehicle.
Prepare proof of ownership. You must submit proof of your continuous and current ownership of the vehicle. A certificate of title, registration or insurance documents can work.
Submit by February 11, 2027. File online at the official claim form using the LoginID and PIN on your notice, or download the claim form and send it by mail, email or fax.

Where to send a paper claim:

Mail: Foley v Adams Auto Corp., c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958
Email: [email protected]
Fax: (714) 917-7455

Online, email and fax claims must arrive by 11:59 p.m. on February 11, 2027. Mailed claims must be postmarked by that date. If you lost your LoginID and PIN, email the administrator with your full name and mailing address to request them.

Two details to know before you file:

The administrator has sole discretion to decide whether you are entitled to benefits, and a denial for a missing item or a late filing cannot be appealed.
Because the claim requires proof of current ownership, people who no longer own the vehicle should read the Settlement Agreement or call (833) 360-6865 before assuming they qualify.

What Happens If You Do Nothing in the Adams Toyota Settlement?

If you do nothing, you get no money and you give up the right to sue Adams Toyota separately over the same claims. You also give up that right if you file a claim. Staying in the class means the court’s orders in Foley v. Adams Auto Corp. apply to you and legally bind you.

Should You Opt Out, Object or File a Claim in the Adams Toyota Settlement?

Your choice	What you get	What you give up	Deadline
File a claim	Possible check and gift card	Right to sue Adams Toyota over the covered claims	February 11, 2027
Do nothing	Nothing	Right to sue Adams Toyota over the covered claims	None
Opt out	Nothing from the settlement	Nothing; you keep the right to sue on your own	October 20, 2026
Object	Possible check and gift card if the settlement is approved	Right to sue over the covered claims	October 20, 2026

A person who opts out cannot also object. Objecting asks the court to reject or change the settlement, while opting out removes you from the class.

How to Opt Out of the Adams Toyota Settlement

Opting out is the only way to keep your right to pursue your own claim against Adams Toyota, for example under the Missouri Merchandising Practices Act. You will receive no settlement benefits if you do. Because limitation periods apply to individual lawsuits, consider speaking with a licensed Missouri attorney before deciding.

Mail a signed letter that references Foley v. Adams Auto Corp., Case No. 2416-CV18198, and includes your name, address, phone number, the last four digits of your Social Security number and the name of any other person on your purchase agreement. A co-borrower must also sign unless deceased, in which case include a death certificate. A lawyer or agent cannot sign for you.

The letter must be postmarked by October 20, 2026 and sent to: Foley v Adams Auto Corp., c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958.

How to Object to the Adams Toyota Settlement

You can object only if you stay in the class. Your written objection must:

reference the case name and number,
include your contact details and the last four digits of your Social Security number,
state your reasons and attach any supporting documents, and
include a signed statement made under penalty of perjury.

It must be postmarked by October 20, 2026 and sent to the court, Class Counsel and Adams Toyota’s counsel.

Court address: Eastern Jackson County Courthouse, Attn: Judge Garrett, Div. 2, 308 West Kansas Ave., Independence, MO 64050.

Objectors may be deposed under the Missouri Supreme Court Rules, and the court can strike an objection if the objector does not comply with discovery. The full requirements and counsel addresses are on the settlement FAQ page.

Who Are the Attorneys in the Foley v. Adams Auto Corp. Class Action?

The court appointed Paul D. Anderson and Mark Schloegel of The Popham Law Firm, and Kenneth McClain and Jonathan Soper of Humphrey, Farrington & McClain, P.C., as Class Counsel. Class members do not pay them directly.

Adams Toyota is represented by Timothy J. Wolf and Lucas J. Ude of Watters Wolf Bub & Hansmann, LLC, and by Brandon Mizner, Christopher Napolitano and Remington Smith of Ensz & Jester, P.C.

How Much Will Class Counsel Receive From the Adams Toyota $4.25 Million Settlement?

Class Counsel will ask the court to approve roughly 35% of the settlement value, not to exceed $1,500,000, for attorneys’ fees and costs. They will also ask for a $10,000 service award for Erin Foley. These are requests, not approved amounts. Judge Garrett decides whether to grant them at the final approval hearing.

Key Dates in the Adams Toyota ResistAll/EnviroGuard Settlement

Date	Event
August 17, 2019	Start of the class period
October 20, 2026	Deadline to opt out, object or send a Notice of Intention to Appear
December 7, 2026, 9:00 a.m.	Final approval (fairness) hearing
February 11, 2027	Claim deadline and end of the class period listed on the settlement website
After final approval and appeals	Payments issued

Check the official important dates page for updates.

When Will Adams Toyota Settlement Payments Go Out?

There is no confirmed payment date. The Jackson County court will decide whether to approve the settlement at the December 7, 2026 hearing. Even if Judge Garrett approves it, appeals are possible, and some take more than a year. The administrator says payments are made only after approval is final and any appeals are resolved or the time to appeal has expired. Claims must also be processed and verified first.

Do You Have to Attend the Adams Toyota Fairness Hearing?

No. Class Counsel will answer the judge’s questions. You may attend at your own expense at the Eastern Jackson County Courthouse, 308 West Kansas Ave., Independence, MO 64050. To speak in favor of the settlement, send a “Notice of Intention to Appear” postmarked by October 20, 2026. To speak against it, include a statement that you plan to appear in your timely objection.

Adams Toyota Settlement Administrator Contact Information

Settlement Administrator: Simpluris, for Foley v. Adams Auto Corp.
Phone: (833) 360-6865
Email: [email protected]
Mail: Foley v Adams Auto Corp., c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958
Website: AdamsAutoSettlement.com

The settlement website asks that you not contact the court, Adams Toyota or defense counsel with questions.

Frequently Asked Questions About the Adams Toyota ResistAll/EnviroGuard Settlement

How much is the Adams Toyota class action settlement?

$4,250,000. That amount covers class member claims, attorneys’ fees and expenses, administration costs and a service award to Erin Foley.

Has the Adams Toyota settlement been approved?

Not yet. The Jackson County, Missouri court will hold the final approval hearing on December 7, 2026, at 9:00 a.m.

Who qualifies for the Adams Toyota ResistAll/EnviroGuard settlement?

Customers who received ResistAll/EnviroGuard with a vehicle purchase from Adams Toyota between August 17, 2019 and February 11, 2027. The administrator reviews each claim and supporting documents.

What is ResistAll/EnviroGuard?

It is an add-on product Adams Toyota sold with vehicles, along with an associated warranty. The lawsuit claims customers were required to buy it. The official settlement documents do not describe the product further.

Do I need a receipt to file an Adams Toyota settlement claim?

The claim requires your VIN and proof of continuous and current ownership of the vehicle, such as a title, registration or insurance document. Check your notice and the Settlement Agreement for anything else needed.

Can I file a claim without the notice?

The online form asks for the LoginID and PIN from the notice. If you cannot find them, email the administrator with your full name and mailing address. A printable claim form is also available on the official website.

Is the Adams Toyota payment cash?

Partly. For most class members it is half check and half Adams Toyota gift card.

What is the minimum Adams Toyota settlement payment?

Certain Recovery Group 1 class members whose net cost was under $150 may receive $150, paid as a $100 check and a $50 gift card, subject to the settlement’s terms and fund limits.

What is the deadline to file an Adams Toyota settlement claim?

February 11, 2027.

What is the deadline to opt out of or object to the Adams Toyota settlement?

October 20, 2026, by postmarked letter. This is separate from, and earlier than, the claim deadline.

Can I still sue Adams Toyota if I file a claim?

No. Filing a claim, or doing nothing, means you give up the right to sue Adams Toyota over the same claims. Only opting out preserves that right.

What if I sold the vehicle I bought from Adams Toyota?

The claim requires proof of continuous and current ownership. If you no longer own the car, call the administrator at (833) 360-6865 or review the Settlement Agreement to see whether you can still qualify.

Is this the same as a Toyota vehicle defect settlement?

No. This case concerns allegations about ResistAll/EnviroGuard add-on sales practices at Adams Toyota, not a mechanical defect across Toyota vehicles.

AllAboutLawyer.com provides general legal information, not legal advice. The author is a legal content researcher, not a practicing attorney. Consult a licensed attorney about your specific situation. Settlement benefits may be taxable, so consider asking a tax professional.

Official Sources

Researched and written by Israr Ahmad, legal content researcher and founder of AllAboutLawyer.com. All facts verified against the official Notice, Claim Form and FAQ pages run by the settlement administrator (AdamsAutoSettlement.com), as of October 16, 2026. Last Updated: October 16, 2026.

About the Author

Israr Ahmad is a legal content researcher with 4+ years of experience covering class action settlements and consumer rights cases. He has researched and published coverage of 2,500+ settlements using verified court records, settlement administrator filings, and government sources. Learn more about Israr.