Tristar Insurance Group Data Breach Settlement, Check If You Qualify for Up to $5,000 Deadline July 15

The Tristar Insurance Group Data Breach Settlement is a $1,000,000 class action settlement where U.S. residents whose personally identifiable information was exposed in a November 2022 cyberattack can receive up to $5,000 by filing a claim before July 15, 2026. Tristar Insurance Group Inc. agreed to resolve a lawsuit — Riggs, et al. v. TRISTAR Insurance Group, Inc., Case No. CJ-2025-00745 — alleging it failed to protect customer data from unauthorized access. The settlement is now open for claims.

Quick-Facts: Tristar Insurance Group Settlement

Field	Detail
Settlement Amount	$1,000,000
Claim Deadline	July 15, 2026
Who Qualifies	U.S. residents who received Tristar’s breach notice on or around February 1, 2024
Payout Per Person	Up to $5,000 (documented losses); $100 CA / $40 non-CA alternative cash; up to $100 lost time
Proof Required	Yes — for out-of-pocket and extraordinary loss claims; No — for alternative cash payment
Settlement Status	Preliminarily Approved — Open for Claims
Administrator	JND Legal Administration — Tristar Data Settlement, PO Box 1908, Baton Rouge, LA 70821
Official Website	tristardatasettlement.com
Last Updated	April 28, 2026

Current Status of the Tristar Insurance Settlement

• The settlement has received preliminary approval. Claims are open now — you do not need to wait for final court approval to submit your form.
• The opt-out and objection deadline is June 15, 2026.
• The Final Fairness Hearing is scheduled for June 23, 2026 at 9:00 a.m. CT in Tulsa County District Court.
• Payments will go out approximately 105 days after the court grants final approval — assuming no appeals.

What Is the Tristar Insurance Lawsuit About? Riggs, et al. v. TRISTAR Insurance Group, Inc., No. CJ-2025-00745

In November 2022, an unauthorized third party gained access to Tristar Insurance Group’s systems and compromised the personally identifiable information (PII) of approximately 38,037 people. Tristar sent breach notification letters to affected individuals on or around February 1, 2024 — more than a year after the incident occurred.

The plaintiffs — Bruce Riggs and Brett Garrote — filed suit in the Tulsa County District Court for the State of Oklahoma, alleging Tristar failed to implement adequate cybersecurity measures to protect customer data. The claims asserted include negligence and related state-law theories arising from the data incident. If you were a Tristar customer and received that breach notice, this case was filed on your behalf.

This lawsuit follows a growing wave of data breach compensation claims against companies that store sensitive consumer data without adequate protection. You can read more about how these cases work in our guide to insurance company data breach settlements on AllAboutLawyer.com. Tristar denies all wrongdoing but agreed to settle to avoid the cost and risk of continued litigation. The company also committed to investing approximately $150,000 in new security measures as part of the agreement.

Who Qualifies for the Tristar Insurance Data Breach Settlement?

If you are wondering whether the Tristar Insurance Group class action settlement includes you, the test is straightforward. Here is how to know:

You may qualify if:

• You reside in the United States
• Your PII was compromised in Tristar’s November 2022 data incident
• You received an official breach notice from Tristar Insurance Group on or around February 1, 2024
• You have the Claim ID from that notice (required to file online)

You do NOT qualify if:

• You did not receive a breach notification letter from Tristar
• You are a Tristar employee, officer, or director
• You already excluded yourself from the settlement class

If you received a notice but cannot locate your Claim ID, call the settlement administrator at 1-877-318-1799 — they can help you retrieve it before you file.

Similar settlements — like the SouthState Bank $1.5M data breach settlement — use the same notice-based eligibility model. If you got a letter, you are in.

How Much Can You Get from the Tristar Insurance Settlement?

The settlement offers several payout options. You pick the one that fits your situation — but you cannot claim both the documented-loss track and the alternative cash payment.

Out-of-Pocket Expenses — up to $500 Covers unreimbursed costs you paid because of the breach: credit monitoring subscriptions, identity theft insurance, fraud-related bank fees, and similar expenses. You must submit receipts or third-party documentation. Self-prepared records alone are not enough.

Lost Time — up to $100 You can claim up to four hours at $25 per hour for time you spent dealing with the breach — reviewing accounts, placing fraud alerts, or contacting your bank. You attest to this under penalty of perjury; no receipts required.

Extraordinary Loss — up to $5,000 If you suffered identity theft or fraud directly tied to this breach, you can seek reimbursement for documented extraordinary losses up to $5,000. This is the highest data breach compensation tier and requires supporting documentation verifying the loss.

Alternative Cash Payment — no proof needed If you did not incur any documented losses, you can still claim:

• $100 if you are a California resident
• $40 if you live anywhere else in the United States

No receipts. No documentation. This is the fastest option for most people.

Credit Monitoring — 3 years, all tiers Every class member who files a claim can elect three years of three-bureau credit monitoring at no cost. This includes fraud assistance, $1,000,000 in identity theft insurance, and help freezing or unfreezing your credit.

All payments are subject to the $1,000,000 aggregate cap. If total valid claims exceed the fund, individual payouts may be reduced on a pro-rata basis.

Step-by-Step: How to File Your Tristar Insurance Claim Form

Step 1 — Visit the official claim portal at tristardatasettlement.pnclassaction.com

Step 2 — Enter your personal details and the Claim ID from your breach notification letter. If you lost your notice, call 1-877-318-1799.

Step 3 — Select your benefit option: out-of-pocket expenses, lost time, extraordinary loss, or alternative cash payment.

Step 4 — If claiming documented losses, upload your supporting documents — receipts, bank statements, or third-party records showing costs tied to the breach.

Step 5 — Elect credit monitoring if you want the three-year protection added to your claim at no cost.

Step 6 — Submit your claim online and save your confirmation number. Alternatively, print the PDF claim form and mail it postmarked by July 15, 2026 to: Tristar Data Settlement, PO Box 1908, Baton Rouge, LA 70821.

Estimated time to complete: 5–10 minutes for the alternative cash or lost-time options. Allow more time if uploading documentation.

Important Deadlines & Dates

Milestone	Date
Breach Notification Sent	February 1, 2024
Claims Period Opens	April 2026
Opt-Out Deadline	June 15, 2026
Objection Deadline	June 15, 2026
Final Approval Hearing	June 23, 2026
Claim Filing Deadline	July 15, 2026
Expected Payment Date	Approximately 105 days after final court approval — TBD pending resolution of any appeals

Frequently Asked Questions

Is there a class action lawsuit against Tristar Insurance Group? 

Yes. Riggs, et al. v. TRISTAR Insurance Group, Inc., Case No. CJ-2025-00745, is pending in the Tulsa County District Court for the State of Oklahoma. The case alleges Tristar failed to protect customer PII exposed in a November 2022 data incident affecting approximately 38,037 people. The settlement is now open for claims.

How do I know if I qualify for the Tristar Insurance settlement?

 If you received an official breach notification letter from Tristar Insurance Group on or around February 1, 2024, you are a class member. You need the Claim ID from that letter to file. Call 1-877-318-1799 if you cannot locate yours.

Do I need a lawyer to file a Tristar Insurance claim? 

No. Class Counsel from Migliaccio & Rathod LLP and Kazerouni Law Group, APC already represents the class at no charge to you. You file directly at the official website — hiring a consumer rights lawyer is not required and does not increase your payment.

How much will I get from the Tristar Insurance settlement?

 It depends on what you can document. California residents can claim up to $100 with no proof. Everyone else gets at least $40 with no documentation. If you have receipts for breach-related expenses, you may claim up to $500. Victims of identity theft can claim up to $5,000 with supporting documentation.

When will I receive my Tristar Insurance settlement payment? 

JND Legal Administration will issue payments approximately 105 days after the court grants final approval. The Fairness Hearing is June 23, 2026 — if the judge approves the settlement that day with no appeals, payments could go out in late 2026. Contact [email protected] for timing updates.

What if I missed the Tristar claim deadline? 

The claim filing deadline is July 15, 2026. If you miss it, you will not receive a payment and you will also give up the right to sue Tristar separately over this breach. File before July 15 — the process takes as little as five minutes for the no-proof alternative cash option.

Will my Tristar settlement payment affect my taxes?

 Possibly. Payments for documented out-of-pocket losses are generally not treated as taxable income. Flat alternative cash payments may be. Consult a tax professional if you are unsure how your specific legal settlement payout will be classified.

Is the Tristar Insurance settlement legitimate?

Yes. The settlement is administered by JND Legal Administration under supervision of the Tulsa County District Court for the State of Oklahoma. The only authorized website is tristardatasettlement.com. Do not submit your Claim ID or personal information to any other site.

Sources & References

1. Official Settlement Website — tristardatasettlement.com
2. Settlement FAQs — Riggs, et al. v. TRISTAR Insurance Group, Inc.
3. Settlement Agreement — Full Document
4. Massachusetts Attorney General — Tristar Data Breach Notification

Prepared by the AllAboutLawyer.com Editorial Team and reviewed for factual accuracy against the official settlement website at tristardatasettlement.com and court records for Case No. CJ-2025-00745, Tulsa County District Court for the State of Oklahoma. Last Updated: April 28, 2026

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Legal claims and outcomes depend on specific facts and applicable law. For advice regarding a particular situation, consult a qualified attorney.