Star Casualty Total Loss Settlement, Check If You Qualify, Kharevich v. Star Casualty Insurance Company, No. 2023-013380-CA-01

If Star Casualty totaled your car in Florida between 2018 and 2026 and you never got your title and tag transfer fees back — or storage charges got deducted from your payout — you’re likely owed money. There’s no big headline number here, but every dollar comes with interest, and the deadline to file is October 26, 2026.

Star Casualty Total Loss Settlement — Key Facts

Settlement Amount	Uncapped — Star Casualty pays each valid claim individually, plus separate attorneys’ fees (up to $185,000) and a $5,000 service award
Claim Deadline	October 26, 2026
Who Qualifies	Florida Star Casualty policyholders with a total loss claim settled on an ACV basis, March 22, 2018 – June 26, 2026, missing title/tag fees or hit with excess storage/towing deductions
Estimated Payout	Up to $79.85 in fees, plus up to $200 in storage/towing repayment, plus prejudgment interest
Proof Required	No — Star Casualty’s own claim records determine what you’re owed
Settlement Status	Preliminarily approved; Fairness Hearing set for Oct. 12, 2026
Court & Case Number	Circuit Court, 11th Judicial Circuit, Miami-Dade County, FL, No. 2023-013380-CA-01
Law Alleged	Breach of Florida auto insurance contract and applicable law
Administrator	Settlement Administrator (American Legal Claim Services)
Official Claim Site	www.starcasualtytotallosssettlement.com
Last Updated	August 22, 2026

Who Is Star Casualty and Why Are They Being Sued?

Star Casualty Insurance Company sells Florida auto policies and, like every insurer, has to pay the actual cash value (ACV) of a car it declares a total loss. Maxim Kharevich argued Star Casualty was quietly shorting that payout two specific ways: skipping the Title Transfer Fee and Tag Transfer Fee that should be part of ACV, and deducting “excess” storage and towing charges from what policyholders were owed.

What Did Star Casualty Do to Policyholders Between 2018 and 2026?

Here’s the math nobody explains to you at claim time. When your car is totaled, Florida law expects your ACV payout to cover what it actually costs to replace that vehicle — including the fees to title and tag a replacement. Kharevich’s case claims Star Casualty routinely left $75.25 in Title Transfer Fees and $4.60 in Tag Transfer Fees off the check. On top of that, some policyholders saw storage or towing charges subtracted from their payout that shouldn’t have been deducted at all.

Star Casualty denies wrongdoing and says it followed its policies correctly. Nobody’s proven otherwise in court — but the company agreed to pay anyway, which tells you something about how it weighed the risk of trial.

For a similar underpayment pattern on the other side of the country, see the State Farm Alabama total loss settlement — same core allegation, missing purchasing fees on a total loss payout.

Who Qualifies for the Star Casualty Total Loss Settlement?

Here’s exactly how to know if this case includes you.

• Florida drivers insured under a Star Casualty auto policy between March 22, 2018, and June 26, 2026
• Anyone whose first-party total loss claim was settled on an ACV basis
• Policyholders who didn’t get the full $75.25 Title Transfer Fee and $4.60 Tag Transfer Fee
• Anyone who had Excess Storage or Towing charges deducted from their ACV payment

You’re excluded if your total loss payment already included the full fees with no storage deduction, or if you’ve already resolved your individual claim through appraisal, arbitration, or a separate lawsuit.

Star Casualty Policyholders Who’ve Moved Out of Florida — Are You Still Covered?

Your current address doesn’t matter here. What matters is where the policy was written and where the claim was adjusted. If your total loss claim was handled under a Florida Star Casualty policy during the class period, you’re covered no matter where you live today.

Not sure if you qualify for the Star Casualty total loss settlement? A free consultation with an insurance claims attorney can help you sort that out before the deadline.

How Much Can Star Casualty Class Members Get?

This settlement pays exact amounts, not estimates. If Star Casualty skipped both fees, you’re owed up to $79.85. If storage or towing was improperly deducted, that’s repaid at $25 per day, capped at 8 days — a $200 maximum. Both can apply to the same claim. The settlement gives its own example: a class member missing both fees and hit with a 5-day storage deduction would get $79.85 plus $125.00, for $204.85 — plus prejudgment interest on top, minus anything Star Casualty already paid toward those same charges.

Here’s the detail that actually matters: attorneys’ fees are capped at $185,000 and get paid separately by Star Casualty. So does the $5,000 service award for Kharevich. Neither one touches your payment — what you’re owed isn’t split with anyone else’s slice of a shared pool.

Payments over $600 may be reported on a 1099. Talk to a tax professional if your total lands there.

How to File Your Star Casualty Settlement Claim — Step by Step

1. Go to www.starcasualtytotallosssettlement.com and find the Online Claim Submission page
2. Enter your Claim ID and PIN from the notice you received
3. Confirm your total loss claim details
4. Submit and save your confirmation
5. Alternatively, mail the pre-filled paper Claim Form if you received one
6. Watch for your payment after final approval — no further action needed once your claim is filed

Takes about 5 minutes online. If you never got a notice or don’t know your Claim ID, email the address on the settlement site or call 1-800-290-2388 — they’ll look it up with your last name and address.

Claim Forms must be submitted or postmarked by October 26, 2026.

Should You Opt Out or Object Before September 14, 2026?

What Opting Out Actually Means

If you opt out, you get nothing from this settlement, but you keep the right to sue Star Casualty separately over the same fees and deductions. Most policyholders won’t benefit from opting out given how small an individual lawsuit’s costs would be relative to the payout. The deadline is September 14, 2026.

How to Object to the Settlement

You can stay in the class and still tell the court what bothers you. Objections must be filed with the court and mailed to both class counsel and defense counsel by September 14, 2026, following the detailed format the notice requires.

⚠️ 23 days left to opt out or object as of this writing — talk to a class action lawsuit attorney before September 14 if you’re weighing either move.

Star Casualty Total Loss Settlement — Key Dates, 2026

Milestone	Date
Class Period Begins	March 22, 2018
Class Period Ends	June 26, 2026
Attorneys’ Fee Request Filed	August 28, 2026
Opt-Out Deadline	September 14, 2026
Objection Deadline	September 14, 2026
Fairness Hearing	October 12, 2026
Claim Filing Deadline	October 26, 2026
Expected Payment Date	Within 90 days of the Effective Date (after final approval and any appeals)

Star Casualty Total Loss Settlement — Frequently Asked Questions, No. 2023-013380-CA-01

Do I need a lawyer to file a Star Casualty settlement claim?

 No. The claim process is built for policyholders to complete on their own, online or by mail.

Is the Star Casualty total loss settlement legitimate? 

Yes. It’s a court-supervised settlement, Case No. 2023-013380-CA-01, in the Circuit Court of the 11th Judicial Circuit, Miami-Dade County, Florida.

When will Star Casualty settlement payments be sent?

 Within 90 days of the Effective Date, which follows the October 12, 2026 Fairness Hearing and resolution of any objections or appeals.

What if I missed the Star Casualty claim deadline? 

Once October 26, 2026 passes without a submitted claim, you give up the right to be part of any other lawsuit against Star Casualty over these same fees — but you also won’t receive payment.

Will my Star Casualty settlement payment go on a 1099?

 Possibly, if your total payment exceeds $600. Check with a tax advisor about your specific amount.

Do I need my old claim documents to file? 

No. Star Casualty’s own claim records determine what you’re owed — you don’t need to submit proof.

What if I don’t know my Claim ID? 

Email the settlement administrator with your last name and address, or call 1-800-290-2388 for help locating it.

Does this settlement cover claims where I already got some money back for fees? 

Yes, partially — any amount Star Casualty already paid toward these fees or deductions gets subtracted from your settlement payment, not added on top.

Sources Used in This Star Casualty Article

• Official Settlement FAQ Page, Kharevich v. Star Casualty Insurance Company: https://www.starcasualtytotallosssettlement.com/page/faq
• Case No. 2023-013380-CA-01, Circuit Court of the 11th Judicial Circuit, Miami-Dade County, Florida

Related coverage: State Farm Alabama total loss settlement — a comparable case over missing purchasing fees on total loss payouts.

Researched and written by Israr Ahmad, legal content researcher and founder of AllAboutLawyer.com. All facts verified against the official Settlement FAQ page, as of August 22, 2026. Last Updated: August 22, 2026.

This article is for informational purposes only and does not constitute legal advice. Laws vary by state and individual circumstances differ. For advice about your specific situation, consult a qualified attorney.