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Sirva Relocation Data Breach Settlement 2026, Claim $50, $10 or Up to $4,500 Before December 29

People whose personal information may have been exposed in a September 2023 cyberattack on Sirva Relocation, LLC can now claim cash payments, reimbursement for documented losses and free credit monitoring under a class action settlement.

Eligible class members may receive an estimated $50 or $10 cash payment without receipts, depending on the type of information involved. Those who had qualifying expenses or fraud-related losses can instead seek reimbursement of up to $4,500 combined, with documents to back it up.

All three settlement groups can also request two years of CyEx Financial Shield Complete credit monitoring, which includes $1 million in financial fraud insurance coverage.

The lawsuit, Rosalyn Rivera, et al. v. Sirva Relocation, LLC, Case No. 2026CH000111, claims the company failed to adequately protect sensitive personal information accessed in a targeted cyberattack. It is pending in the Circuit Court of DuPage County, Illinois, which granted preliminary approval on October 2, 2026.

The claim deadline is December 29, 2026. You must file a claim form to receive any benefit, including credit monitoring.

Sirva denies wrongdoing, and the court has not ruled on the merits of the claims. The parties settled to avoid the cost, risk and uncertainty of continuing the case. Payments remain subject to final court approval.

Sirva Data Breach Settlement: Quick Facts

DetailInformation
SettlementSirva Relocation Data Breach Settlement
LawsuitRivera v. Sirva Relocation, LLC
Case number2026CH000111
CourtCircuit Court of DuPage County, Illinois
Class representativeRosalyn Rivera
DefendantSirva Relocation, LLC
Data incidentSeptember 2023 cyberattack
Eligible individualsPeople whose private information was potentially compromised
Group 1 cash paymentEstimated $50
Group 2 cash paymentEstimated $10
Group 3 cash paymentNot available
Ordinary loss reimbursementUp to $500
Extraordinary loss reimbursementUp to $4,000
Combined documented-loss maximumUp to $4,500
Credit monitoringTwo years, available to all three groups
Financial fraud insurance$1 million coverage through the monitoring service
Aggregate cap on claims and administration$260,000
Claim requiredYes
Claim deadlineDecember 29, 2026
Opt-out deadlineDecember 29, 2026
Objection deadlineDecember 29, 2026
Final approval hearingJanuary 6, 2027, 9 a.m. Central
Settlement statusPreliminarily approved (October 2, 2026)
AdministratorSimpluris
Official websitesirvadatasettlement.com

Who Qualifies for the Sirva Relocation Data Breach Settlement?

According to the official notice, the class includes:

All individuals whose private information was potentially compromised during the September 2023 cyberattack on Sirva’s computer systems.

If you received a notice from Sirva or the settlement administrator, the company’s records indicate you are a class member. Excluded from the class are the judge and court staff, Sirva and its officers and directors, the parties’ attorneys, and anyone who carried out the attack.

Sirva split affected people into three groups based on the kind of information that may have been exposed.

Group 1: Social Security numbers potentially exposed

This group includes people whose U.S. Social Security numbers may have been compromised. Group 1 members can choose an estimated $50 alternative cash payment with no receipts. They can instead claim qualifying documented losses, and they can also sign up for credit monitoring.

Group 2: Other sensitive information potentially exposed

Group 2 includes people whose potentially compromised information involved personal information, employment information, loan or mortgage information, or protected health information, but not their Social Security numbers. Group 2 members may choose an estimated $10 cash payment with no receipts, or ask for documented-loss reimbursement. They can also get two years of credit monitoring.

Group 3: Other private information potentially exposed

Group 3 includes people whose other private information was potentially compromised, without the categories that put someone in Group 1 or 2. They are not eligible for the $50 or $10 cash payments. They can still request:

  • Up to $500 in qualifying ordinary out-of-pocket losses
  • Up to $4,000 in qualifying extraordinary fraud-related losses
  • Two years of credit monitoring

Your settlement notice should say which group you are in. If you aren’t sure, contact Simpluris before you choose your benefits.

How Much Money Can You Get From the Sirva Settlement?

What you can claim depends on your group and whether you had documented losses.

BenefitPotential amountProof required?
Group 1 alternative cashEstimated $50No receipts
Group 2 alternative cashEstimated $10No receipts
Group 3 alternative cashNot availableNot applicable
Ordinary expensesUp to $500Yes
Extraordinary fraud lossesUp to $4,000Yes
Credit monitoringTwo yearsNo loss receipts

Can you receive the full $4,500?

Potentially, if you have enough qualifying documented expenses and losses. Ordinary-loss reimbursement goes up to $500 and extraordinary-loss reimbursement up to $4,000, for a combined maximum of $4,500, subject to the settlement terms and the aggregate cap. None of it is automatic. The administrator must approve your evidence and decide whether the losses qualify.

Can you claim the $50 and $4,500 together?

No. The alternative cash payment is in lieu of documented-loss reimbursement. Group 1 and Group 2 members must choose between their cash payment and reimbursement for qualifying losses. Credit monitoring can be added to either choice.

Are the $50 and $10 payments guaranteed?

No. The administrator describes them as expected payments. Because of the $260,000 aggregate cap, if valid claims add up to more than the available money, payments may be reduced proportionally.

What Expenses Can Be Reimbursed?

The settlement covers two kinds of documented financial loss.

Ordinary out-of-pocket losses: up to $500

Eligible expenses must have resulted from the Sirva incident and been incurred between August 16, 2023, and December 29, 2026. Examples include:

  • Fees for credit reports
  • Credit monitoring expenses
  • Costs of freezing or unfreezing credit
  • Costs of replacing identification documents
  • Postage for contacting financial institutions

You must provide documents showing what you paid and how it connects to the incident.

Extraordinary losses: up to $4,000

This benefit covers qualifying financial losses from identity theft or fraud. To qualify, you must show that:

  • The fraud or theft was more likely than not caused by the data incident
  • The loss is not already counted in an ordinary-expense claim
  • You made reasonable efforts to prevent or recover the loss
  • Your bank, insurer or another party has not already reimbursed you

Supporting documents can include financial statements, correspondence from banks, fraud-investigation records or other third-party paperwork. Personal notes alone are not enough. They may support other documents, but the administrator needs evidence of the loss.

How to File a Sirva Data Breach Settlement Claim

Eligible people must submit a claim before December 29, 2026.

Step 1: Open the official claim form

https://sirvadatasettlement.com/form/claim

The online form is run by Simpluris.

Step 2: Enter your Login ID and PIN

Your settlement notice contains a Login ID and PIN. They let the administrator find your record and your settlement group.

Step 3: Select your benefits

Depending on your group, choose the alternative cash payment or documented-loss reimbursement. You may also request credit monitoring.

Step 4: Upload supporting documents

If you are asking for reimbursement, upload receipts, bank records or other evidence. No receipts are needed for the Group 1 or Group 2 alternative cash payments.

Step 5: Review and submit

Check that your contact details and payment information are right. Submit by December 29, 2026, and save your confirmation.

Can you file by mail?

Yes. The official website has a printable claim form, and you can ask Simpluris for a paper copy. Mail the completed form and required documents to:

Sirva Data Incident Settlement c/o Settlement Administrator P.O. Box 25226 Santa Ana, CA 92799-9958

The official FAQ says mailed claims must be postmarked by December 29, 2026. Because mailing instructions on settlement paperwork can sometimes differ from the general notice, filing online or mailing early is the safest way to avoid a dispute over the deadline.

Sirva Relocation Data Breach Settlement 2026, Claim $50, $10 or Up to $4,500 Before December 29

What If You Lost Your Settlement Notice?

Contact the administrator and ask for replacement login credentials.

Phone: 833-200-6669

Email: [email protected]

The administrator asks for your full name and mailing address when it helps recover a missing Login ID and PIN. If you never got a notice but think your information was affected, ask Simpluris whether you appear in the settlement records. Do not pay any third-party website to submit a claim. Filing through the official administrator is free.

What Happened in the Sirva Relocation Data Breach?

Sirva Relocation provides relocation and moving services, including for corporate clients and their employees. In September 2023, the company discovered suspicious activity on its computer systems. According to the settlement website, the attack involved unauthorized access to files containing private information.

What was exposed varied from person to person. It may have included:

  • U.S. Social Security numbers
  • Driver’s license numbers, state ID numbers or other government-issued identification
  • Financial account numbers, and credit or debit card numbers together with security codes, access codes or passwords
  • Biometric data or DNA profiles
  • Usernames or email addresses paired with passwords or access codes
  • Employment, loan or mortgage information, and protected health information

The lawsuit alleges that Sirva did not put adequate safeguards in place to prevent unauthorized access to this information. The case raises questions about data-protection practices, the risk of identity theft and the costs people may face to protect themselves. Sirva denies wrongdoing, and the court has made no final determination of liability.

For a comparable settlement over exposed personal information, see Grayback Forestry Data Breach Class Action Settlement, $65 Cash or Up to $5,000, Plus 3 Years of Credit Monitoring.

What Is the Total Sirva Data Breach Settlement Amount?

The settlement agreement sets an aggregate cap of $260,000. That cap covers valid cash claims, documented-loss reimbursements, notice and administration costs, and applicable taxes or related expenses. It matters because it can limit what class members actually receive. It is not necessarily Sirva’s entire cost of settling.

Attorneys’ fees and other payments

Class Counsel intends to ask for the following:

ExpenseAmount
Cash benefits, administration and applicable tax-related expensesAggregate cap of $260,000
Attorneys’ fees and litigation costsUp to $325,000
Class representative service awardUp to $2,500
Credit monitoring servicesProvided separately under the agreement

The attorneys’ fees and the service award are paid by Sirva separately from the $260,000 cap, and they are separate from the benefits available to class members. Both still need the judge’s approval.

Could payments be reduced?

Yes. Because of the financial limits, payments depend on the number and value of approved claims, and the alternative cash amounts are described as estimates. If valid claims exceed the available funds, payments may be reduced proportionally. Don’t treat the $260,000 cap as a pot that will be split equally among everyone who files.

How Does the Free Credit Monitoring Work?

All three groups may claim two years of CyEx Financial Shield Complete. The service includes monitoring to help spot:

  • Potential fraud or identity theft
  • Unauthorized financial transactions
  • Personal information tied to high-risk activity

The package also includes fraud-resolution help and $1 million in financial fraud insurance. That insurance is not a $1 million cash payment. It is coverage subject to the monitoring program’s terms and conditions. You must submit a valid claim to get the benefit.

For another settlement that pairs credit monitoring with compensation, see Lowe Engineers Data Breach Settlement, $50 Cash or Up to $5,500 in Documented Losses, Plus Two Years of Credit Monitoring. That case is separate and has different eligibility rules and deadlines.

What Are the Sirva Settlement Deadlines?

EventDeadline
Settlement notices mailedOctober 30, 2026
Claim submission deadlineDecember 29, 2026
Exclusion deadlineDecember 29, 2026
Objection deadlineDecember 29, 2026
Final approval hearingJanuary 6, 2027
Settlement paymentsAfter final approval and applicable appeals

The final approval hearing is set for 9 a.m. Central at the DuPage County Courthouse in Wheaton, Illinois. No payment date has been announced.

What Happens If You Do Nothing?

If you do nothing, you stay in the settlement class, you release related claims against Sirva, and you receive no benefits. Not filing a claim does not keep your legal claims alive. Only a valid opt-out does that.

Can You Opt Out of the Sirva Settlement?

Yes. If you want to keep the right to bring your own claims over the incident, you can ask to be excluded by December 29, 2026. A valid exclusion request must include your identifying information, the case name and number, your personal signature and a clear statement that you want to be excluded. Send it to:

Sirva Data Incident Settlement ATTN: Exclusion Request P.O. Box 25226 Santa Ana, CA 92799-9958

It must be postmarked by December 29, 2026. Anyone who opts out will not receive settlement benefits. Class members who stay in generally release the claims covered by the agreement, even if they never file a claim. The exact scope of the release is in Section VI of the settlement agreement.

Can You Object to the Settlement?

Yes. If you disagree with the settlement, you can submit a written objection. It must be filed with the DuPage County Circuit Court and given to the settlement administrator by December 29, 2026. Objections need specific identifying information, the reasons for the objection and other details listed in the official FAQ.

Unlike opting out, objecting does not remove you from the settlement. You can object and still file a claim. Objecting lets you tell the court why you disagree while staying eligible for benefits if the settlement is approved.

When Will Sirva Settlement Checks Be Sent?

There is no confirmed payment date. The court will consider final approval on January 6, 2027. If the judge approves, payments follow after the settlement becomes effective and any appeals are resolved. When valid claims are approved can also affect distribution. Payment methods include electronic options and paper checks, subject to the administrator’s instructions. Watch the official website for updates.

What Happens at the January 6, 2027 Final Approval Hearing?

The hearing is before the Circuit Court of DuPage County, Illinois, at:

DuPage County Courthouse Room 2003, Chancery Division 505 N. County Farm Road Wheaton, IL 60187

The court will decide whether to give the settlement final approval. The judge may also consider objections, attorneys’ fees and the requested class representative award. You do not have to attend to stay eligible for approved benefits.

What Laws Apply to Data Breach Settlements Like This One?

No single federal law governs every data breach, so these cases rest on a patchwork of state and federal rules. Here are the ones that matter most here.

Illinois class action law

The case is in Illinois state court, where class actions are governed by Article II, Part VIII of the Code of Civil Procedure (735 ILCS 5/2-801 et seq.). Section 2-801 sets the prerequisites for a class: the class must be so numerous that joining everyone is impracticable, there must be common questions, the representative must fairly and adequately protect the class, and a class action must be an appropriate method to resolve the dispute. Under Section 2-806, a class action can be dismissed or compromised only with the court’s approval. That is why this settlement needs the January 6, 2027 hearing before it becomes final.

Illinois Personal Information Protection Act (PIPA)

Illinois’ breach law, 815 ILCS 530/, requires data collectors to use reasonable security measures and to notify Illinois residents when their personal information is breached. In larger breaches it also requires notice to the Illinois Attorney General (generally when more than 500 Illinois residents are affected). Under 815 ILCS 530/20, a PIPA violation is treated as an unlawful practice under the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/).

Illinois Consumer Fraud Act

The Consumer Fraud Act (815 ILCS 505/) lets people harmed by unfair or deceptive practices sue for actual damages, and courts can award attorney’s fees. Claims under it commonly appear in data breach complaints.

Biometric and genetic information

The notice says biometric data or DNA profiles may have been involved for some people. Illinois has laws aimed at that kind of information, including the Biometric Information Privacy Act (740 ILCS 14/) and the Genetic Information Privacy Act (410 ILCS 513/). Whether either law applies depends on how the information was collected and held. Nothing in the settlement says these statutes were violated, and Sirva denies wrongdoing.

Federal law

  • Health information. If protected health information is involved, HIPAA’s breach-notification rules (45 C.F.R. §§ 164.400-414) apply only to covered entities and their business associates. HIPAA does not give individuals a right to sue.
  • FTC Act. Section 5 of the FTC Act (15 U.S.C. § 45) lets the Federal Trade Commission act against unfair or deceptive data-security practices, but it does not create a private right of action.
  • Fair Credit Reporting Act (FCRA). FCRA gives you the right to free credit reports (15 U.S.C. § 1681j), to place fraud alerts (15 U.S.C. § 1681c-1), and to place and lift a security freeze for free (15 U.S.C. § 1681c-1). Those protections are why credit-freeze costs appear in the ordinary-loss list.
  • Identity theft crimes. Using someone else’s identifying information without permission is a federal crime under 18 U.S.C. §§ 1028 and 1028A, and every state has its own breach-notification and identity-theft laws.
  • Standing. In federal court, a plaintiff generally needs a concrete injury, and the Supreme Court held in TransUnion LLC v. Ramirez, 594 U.S. 413 (2021), that a risk of future harm alone is not enough for damages. Illinois state courts apply their own standing rules, which is one reason data breach class actions are sometimes pursued in state court.

Time limits if you opt out

The attack happened in September 2023, so limitation periods may already be running. Illinois sets different deadlines depending on the legal theory (for example, two years for many personal injury claims, three years under the Consumer Fraud Act, and five years for many property-damage claims). If you are thinking of opting out, talk to a licensed attorney soon about your deadlines.

Taxes

Settlement money can have tax consequences. In general, a payment that reimburses a documented out-of-pocket loss is treated differently from a flat cash payment, and the right treatment depends on your situation. Ask a qualified tax professional.

How to Protect Yourself After a Data Breach

Whether or not you file a claim, these steps are widely recommended:

  • Place a free security freeze with each of the three credit bureaus, and consider a fraud alert.
  • Review your free credit reports regularly at AnnualCreditReport.com.
  • Watch bank, card and insurance statements for charges or medical claims you don’t recognize.
  • If your Social Security number was exposed, consider an IRS Identity Protection PIN to help prevent fraudulent tax returns.
  • If you become a victim of identity theft, report it to the FTC at IdentityTheft.gov and keep the report and your records. You will need them for an extraordinary-loss claim.
  • Be alert to phishing emails, calls and texts that use details from the breach, and never share your Login ID and PIN with anyone but the official administrator.

Sirva Relocation Settlement Timeline

DateDevelopment
August 16, 2023Start of the relevant loss-reimbursement period
September 2023Sirva discovers a cyberattack on company systems
October 2024Earlier related federal lawsuit filed
April 2026Federal case dismissed after settlement-related proceedings
2026Rivera settlement proceeds in Illinois state court
October 2, 2026Preliminary settlement approval granted
October 30, 2026Settlement notices mailed
December 29, 2026Claim, exclusion and objection deadline
January 6, 2027Scheduled final approval hearing
Payment dateTo be determined

Frequently Asked Questions

Is the Sirva Relocation data breach settlement legitimate?

Yes. Simpluris is administering the official settlement in Rivera v. Sirva Relocation, LLC, Case No. 2026CH000111.

Who qualifies?

People whose private information was potentially compromised in the September 2023 cyberattack, subject to the official class definition and exclusions.

How much money can I receive?

Group 1 members may request an estimated $50, and Group 2 members an estimated $10. All groups may seek up to $4,500 in qualifying documented losses.

Does Group 3 get a cash payment?

No. Group 3 does not get the alternative cash option but may request documented-loss reimbursement and credit monitoring.

Do I need receipts for the $50 or $10?

No. Those cash options do not require receipts.

Can I claim both cash and documented losses?

No. You cannot combine the Group 1 or Group 2 cash payment with documented-loss reimbursement. Credit monitoring is still available.

What is the claim deadline?

December 29, 2026. Mailed claims must be postmarked by then.

Can I file without a notice?

Contact Simpluris if you think you qualify but didn’t get a notice. The administrator can check whether your information appears in its records.

What if I lost my Login ID and PIN?

Email [email protected] or call 833-200-6669 with your full name and mailing address.

Is credit monitoring automatic?

No. You must submit a timely claim to receive it.

Has the settlement received final approval?

No. The final approval hearing is set for January 6, 2027.

When will payments arrive?

After final approval and the resolution of any appeals. No payment date has been announced.

Could my payment be lower than $50 or $10?

Yes. The amounts are estimates, and payments may be reduced proportionally if valid claims exceed the available funds under the $260,000 cap.

Do I need a lawyer to file?

No. Filing through the official administrator is free, and you can complete the claim form yourself.

Is there a separate settlement for healthcare information?

No. The Sirva settlement includes Group 2 members whose protected health information was potentially compromised. It is not a separate medical-data settlement. For comparison with a healthcare data incident, see DotHouse Health Data Breach Class Action Settlement, $725,000 Fund, Up to $2,000 or an Estimated $40, Plus 2 Years of Credit Monitoring.

What Should Eligible Class Members Do Now?

If you received a Sirva settlement notice, find out which group you are in before choosing benefits. If you have qualifying documented losses, compare that option with your cash payment. If you have no documented losses and you are in Group 1 or 2, the no-receipt cash option may be simpler. All three groups can request two years of credit monitoring.

Submit your claim by December 29, 2026. Doing nothing means no settlement benefits, and you will generally be bound by the release if the settlement becomes final.

The Bottom Line

The Sirva Relocation data breach settlement gives people whose information may have been exposed in a 2023 cyberattack several ways to be compensated. Depending on their group, eligible people can claim an estimated $50 or $10 payment without receipts, or seek reimbursement of up to $4,500 in documented financial losses. Two years of credit monitoring are also available.

The settlement is still subject to final court approval, and the financial benefits are subject to an aggregate cap. The key requirement is simple: a valid claim must be submitted by December 29, 2026, to receive benefits.

Official Settlement Documents and Sources

  1. Official Sirva Relocation Data Breach Settlement Website. Case information, legal options and settlement status.
  2. Official Settlement FAQ. Class groups, compensation, filing requirements and deadlines.
  3. Submit the Sirva Settlement Claim Form. Official Simpluris claim portal.
  4. Settlement Documents. Official document library.
  5. Important Dates. Claim deadline and final approval hearing.
  6. Contact Simpluris. Settlement administrator information.
  7. Official Long-Form Settlement Notice. Detailed legal rights and benefit descriptions.
  8. Settlement Agreement. Settlement terms, financial limits and release provisions.
  9. Printable Claim Form. Paper claim option.
  10. 735 ILCS 5/2-801 et seq. and 5/2-806; 815 ILCS 530/ (PIPA); 815 ILCS 505/ (Consumer Fraud Act); 740 ILCS 14/ (BIPA); 410 ILCS 513/ (GIPA); 15 U.S.C. §§ 45, 1681c-1, 1681j; 45 C.F.R. §§ 164.400-414; 18 U.S.C. §§ 1028, 1028A; TransUnion LLC v. Ramirez, 594 U.S. 413 (2021). Class action procedure, state and federal data-security and consumer-protection background.

Research and authorship: Researched and written by Israr Ahmad for AllAboutLawyer.com using the official Simpluris settlement website, FAQ, claims portal and publicly available settlement reporting.

Verification note: The administrator’s official pages directly confirm the deadlines, class groups, benefits, aggregate cap, contact details and hearing information. The linked PDF documents redirected through temporary storage URLs and could not be independently reviewed in full. The FAQ and official notice control if any filing instruction differs.

Disclaimer: AllAboutLawyer.com is an independent legal-information website, not a law firm. This article provides general settlement information, not legal advice, and reading it does not create an attorney-client relationship. Payments depend on eligibility, valid claims, final court approval and the settlement terms. Always use the official administrator website before submitting personal information.

About the Author

Israr Ahmad is a legal content researcher with 4+ years of experience covering class action settlements and consumer rights cases. He has researched and published coverage of 2,500+ settlements using verified court records, settlement administrator filings, and government sources. Learn more about Israr.

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