First Chatham Bank Data Breach $475K Settlement, Are You Eligible for a $100 Cash Payment Before June 3?

First Chatham Bank agreed to pay $475,000 to settle a class action lawsuit filed after a September 2024 cyberattack exposed customers’ personal and financial information. If you received a data breach notice from First Chatham Bank, you may be eligible to claim an estimated $100 cash payment — no documentation required. The claim deadline is June 3, 2026.

Quick Facts

Field	Detail
Settlement Amount	$475,000
Claim Deadline	June 3, 2026
Who Qualifies	U.S. residents who received a notice from First Chatham Bank that their private information was affected by the September 2024 data breach
Payout Per Person	Estimated ~$100 pro rata; actual amount may be higher or lower
Proof Required	No
Settlement Status	Proposed — final approval hearing June 18, 2026
Administrator	Simpluris
Official Website	FCBDataSettlement.com

Current Status & What Happens Next

• The settlement is proposed and awaiting final approval at a hearing scheduled for June 18, 2026 at 9:30 a.m. at the Eugene H. Gadsden Courthouse, Superior Court for Chatham County, Georgia.
• The deadline to file a claim, opt out, or object is June 3, 2026 — all three share the same date.
• Payments go out after the court grants final approval and resolves any appeals.

What Is the First Chatham Bank Lawsuit About?

First Chatham Bank is a community bank headquartered in Savannah, Georgia. In September 2024, unauthorized attackers targeted the bank’s computer systems and accessed files containing customers’ private information. The exposed data may have included names, addresses, dates of birth, driver’s license numbers, Social Security numbers, financial account numbers, and payment card information.

First Chatham Bank notified affected individuals by mail beginning March 2, 2026 — more than a year after the breach occurred. Plaintiffs Ricky Robertson, Lucas Orr, Michael Blanski, and Lisa Fort filed a class action lawsuit in the Superior Court for Chatham County, Georgia, alleging the bank failed to implement adequate cybersecurity safeguards to protect customer data and took too long to notify affected individuals.

The case is captioned In re First Chatham Bank Customer Data Security Breach Litigation, Case No. SPCV25-00142-MI. First Chatham Bank denies all wrongdoing and agreed to settle to avoid the cost and uncertainty of further litigation.

Who Is Eligible to File a Claim?

The settlement covers all U.S. residents who received an official data breach notification from First Chatham Bank about the September 2024 incident. Specifically:

• You may qualify if First Chatham Bank sent you a notice stating your private information was affected by the September 2024 data breach.
• You may qualify if you are a current or former First Chatham Bank customer whose personal or financial data — including your Social Security number, account numbers, or payment card information — was stored on the bank’s systems at the time of the cyberattack.
• You may qualify if you received a settlement notice in the mail or by email from the settlement administrator containing your unique login credentials.
• You do not qualify if you are a senior executive, successor, subsidiary, or agent of First Chatham Bank, a government entity, or a judge or court staff member assigned to this case.

If you believe you qualify but did not receive a notice, or if you need your login information, contact the settlement administrator at (844) 340-9213 or [email protected].

How Much Can You Receive?

Every eligible class member who submits a valid claim will receive a pro rata cash payment estimated at $100. The settlement administrator calculates the final amount by dividing the net settlement fund — after deducting attorneys’ fees, service awards, and administration costs — equally among all valid claimants. The actual amount may be higher or lower depending on how many people file claims.

Related article: Leasing Expenses Co. & NLS Equipment Finance Settlement Claim Before June 2, 2026, Are You Owed Restitution?

How the $475,000 fund breaks down:

• Attorneys’ fees and litigation costs: Up to 35% of the total fund (approximately $166,250)
• Service awards for four class representatives: $2,000 each ($8,000 total)
• Settlement administration costs: TBD
• Cash payments to class members: Remainder after above deductions

No proof of identity theft or financial loss is required to receive a payment — the claim form requires attestation only. This straightforward pro rata structure is similar to what bank customers received in the Cadence Bank $5.25M MOVEit data breach settlement, where affected customers received a flat cash payment without needing to document losses.

How to File a Claim

Step 1 — Visit FCBDataSettlement.com and log in using the unique ID and PIN from the settlement notice First Chatham Bank or the settlement administrator mailed to you. Instructions for locating your login credentials are also available at FCBDataSettlement.com/static/Login.pdf.

Step 2 — If you cannot find your unique ID and PIN, contact the settlement administrator at (844) 340-9213 or [email protected] to request your login credentials before filing.

Step 3 — Complete the online claim form. The form requires only basic personal information and your attestation that you are a class member — no documentation of losses is needed.

Step 4 — Review your information and submit your claim online by June 3, 2026. If you prefer to file by mail, download the claim form from the settlement website, sign it, and postmark it by June 3, 2026. Mail to: First Chatham Data Incident Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958.

Step 5 — Save a copy of your submitted claim or keep your mailed form as confirmation.

Estimated time to complete: 5 minutes online.

Important Deadlines & Dates

Milestone	Date
Data Breach Occurred	September 2024
Settlement Notice Mailing Began	March 2, 2026
Claim Filing Deadline	June 3, 2026
Opt-Out Deadline	June 3, 2026
Objection Deadline	June 3, 2026
Final Approval Hearing	June 18, 2026 at 9:30 a.m. (Chatham County Superior Court, Savannah, GA)
Expected Payment Date	TBD — after final approval and resolution of any appeals

Frequently Asked Questions

Do I need a lawyer to file a claim in the First Chatham Bank settlement? 

No. Class Counsel — Gibson Consumer Law Group LLC, Mason LLP, Kopelowitz Ostrow P.A., and Levi & Korsinsky LLP — already represents all class members at no cost. Filing takes about 5 minutes online using your unique ID and PIN from the settlement notice. You may hire your own attorney at your own expense if you choose.

Is the First Chatham Bank settlement legitimate?

 Yes. This is a court-supervised class action pending in the Superior Court for Chatham County, Georgia, Case No. SPCV25-00142-MI. The official website is FCBDataSettlement.com, administered by Simpluris. You can also reach the administrator at (844) 340-9213 or [email protected].

When will I receive my First Chatham Bank settlement payment? 

Payments go out after the court grants final approval at the June 18, 2026 hearing and after any appeals resolve. The exact timeline depends on whether appeals are filed. Check FCBDataSettlement.com for updates on the payment schedule.

What if I missed the First Chatham Bank claim deadline? 

If you do not submit a valid claim by June 3, 2026, you will not receive a cash payment. Unless you formally opt out, you remain bound by the settlement and give up your right to sue First Chatham Bank separately over the claims this settlement covers.

Will my First Chatham Bank settlement payment affect my taxes?

 It may. A pro rata cash payment from a data breach settlement may be treated as ordinary income by the IRS. Consult a tax professional for guidance specific to your situation.

What personal information was exposed in the First Chatham Bank breach? 

The files accessed during the September 2024 cyberattack may have contained names, addresses, dates of birth, driver’s license numbers, Social Security numbers, financial account numbers, and payment card information. The exact data exposed varies by individual based on what First Chatham Bank had on file for each customer.

I never received a notice from First Chatham Bank. Can I still file a claim?

 Eligibility is based on First Chatham Bank’s records. If you are a current or former customer whose data was stored on the bank’s systems at the time of the breach, you may still qualify even if you did not receive a notice. Contact the settlement administrator at (844) 340-9213 or [email protected] with your full name and mailing address to confirm your eligibility before the June 3, 2026 deadline.

What is the difference between opting out and doing nothing?

 If you do nothing, you stay in the settlement class but receive no cash payment and give up your right to sue First Chatham Bank separately. If you formally opt out by June 3, 2026, you also receive no payment — but you keep your right to pursue your own lawsuit. Filing a claim is the only way to receive money from this settlement.

Sources & References

• FCBDataSettlement.com — Official Settlement Website
• FCBDataSettlement.com — Full FAQ Page
• Superior Court for Chatham County, Georgia — Case No. SPCV25-00142-MI

Also see: Cadence Bank $5.25M MOVEit Data Breach Settlement — Bank Customers May Claim Up to $10,000— another bank data breach settlement where customers whose financial and personal data was exposed can file a claim for a cash payment.

Last Updated: March 22, 2026

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Legal claims and outcomes depend on specific facts and applicable law. For advice regarding a particular situation, consult a qualified attorney.