Edison Eaton Fire Claim Deadline Is November 30, 2026, How to File Under Southern California Edison’s Wildfire Recovery Compensation Program

The deadline to submit a claim to Southern California Edison’s (SCE) Wildfire Recovery Compensation Program for the January 2025 Eaton Fire is November 30, 2026. SCE says eligible people who do not submit a claim by that date will not have the opportunity to learn what compensation the program could offer them. Per SCE’s claim portal, the application must be fully completed and submitted by 11:59 p.m. that day.

Claims submitted by the deadline will keep being reviewed afterward, as long as claimants respond to requests for information. November 30 is a deadline to submit, not a deadline to receive an offer or a payment.

This is not a court-approved class action settlement. It is a voluntary program run by SCE, a subsidiary of Edison International. Submitting a claim, reviewing an offer and declining an offer do not waive your legal rights. Accepting an offer requires signing a release.

Quick Facts: Southern California Edison Eaton Fire Compensation Program

Detail	Information
Program	Southern California Edison Wildfire Recovery Compensation Program
Official program website	energized.edison.com/wildfire-recovery-compensation-program
Official claim form	sce.com/apps/claims2
Claim deadline	November 30, 2026, 11:59 p.m.
Phone assistance	888-912-8528
Incident	Eaton Fire, ignited January 7, 2025, Altadena and surrounding Los Angeles County communities
Claims submitted (as of Oct. 30, 2026)	More than 5,550 claims covering nearly 17,000 individuals, trusts and legal entities
Offers extended	More than 3,200 offers to more than 8,000 claimants, about $1.1 billion
Payments made	More than 4,450 claimants paid, over $625 million
Court-approved class settlement	No; no case number and no court-appointed administrator
Typical offer timing	About 36 days after a substantially complete claim (SCE average)
Payment timing	Within 30 days after settlement conditions are met

These figures are reported by SCE and Edison International and have not been independently audited. The $1.1 billion is the total of offers already extended, not a fund to be divided among future applicants.

What Is SCE’s Wildfire Recovery Compensation Program for the Eaton Fire?

The program is a voluntary alternative to litigation for people and businesses harmed by the Eaton Fire. SCE launched it in October 2025, with compensation administrators Kenneth Feinberg and Camille Biros, and says it is designed to produce amounts in line with settlements in past wildfire lawsuits through a faster process. Each claim is assessed individually. There is no fixed payment for everyone.

Has SCE admitted it caused the Eaton Fire?

No. SCE says the program is not an admission of liability. In its October 2026 SEC filing, Edison International said SCE’s internal investigation is ongoing and that it has not conclusively determined its equipment caused the ignition, but identified a de-energized, idle transmission facility in the preliminary area of origin as a possible explanation. The filing also said SCE is not aware of evidence pointing to another ignition source, and that additional material losses from pending Eaton Fire litigation are probable though not reasonably estimable. Receiving compensation does not mean a court found SCE responsible.

Edison International vs. Consolidated Edison: are they the same company?

No. Edison International is SCE’s parent company. Consolidated Edison is a separate company that serves mainly New York. This program is not a bill credit or payment for every Edison customer. It depends on documented Eaton Fire losses and the program’s geographic and claimant rules.

How Much Is the Edison Eaton Fire Compensation Worth?

SCE reports these results as of October 30, 2026:

Program activity	Amount
Claims submitted	More than 5,550
Individuals, trusts and legal entities represented	Nearly 17,000
Offers extended	More than 3,200
Claimants receiving offers	More than 8,000
Total offers	About $1.1 billion
Claimants paid	More than 4,450
Total paid	More than $625 million
Offers accepted	Nearly 80%
Offers declined	About 2%

What is the average Edison Eaton Fire payout?

Through September 2026, SCE reported these examples:

• Destroyed primary residences (owner-occupants): average program payment of $873,881, average insurance payment of $1,079,059, and average total recovery of $1,952,940.
• Tenants with smoke and ash damage: average program payment of $62,068.
• Lowest reported payment: $15,000, for a Zone 2 tenant with smoke and ash damage.

These are reported outcomes, not minimums or maximums. Some attorneys representing fire survivors have publicly said they believe applicants will receive less than they are owed. That is a disputed view, and SCE reports high acceptance and favorable survey results.

What is the Direct Claim Premium?

SCE describes the Direct Claim Premium as additional compensation available through its program. According to the program FAQ:

Claimant category	Direct Claim Premium
Death claim	$5,000,000 per decedent
Physical injury	$20,000 per injured individual
Owner-occupant, destroyed primary residence	$200,000
Owner-occupant, destroyed secondary residence	$100,000
Owner-landlord, destroyed primary residence	$150,000
Owner-landlord, destroyed secondary residence	$25,000
Tenant in destroyed structure	$50,000 per adult
Commercial owner or tenant, destroyed structure	$25,000
Residential owner-occupant, other qualifying damage	$10,000
Residential owner-landlord, other qualifying damage	$5,000
Residential tenant, other qualifying damage	$5,000 per adult
Commercial owner or tenant, other qualifying damage	$5,000

These are components of an offer, not the full payment. Confirm current amounts on SCE’s official FAQ before relying on them.

Who Is Eligible for the Southern California Edison Eaton Fire Compensation Program?

Homeowners in the Eaton Fire eligibility area

Owners may qualify for properties inside SCE’s designated eligibility area, including structures in the CAL FIRE Damage Inspection (DINS) database, properties tagged Yellow or Red by Los Angeles County, landscaping burn damage, and non-burn damage from smoke, soot or ash. Owners who have already sold a damaged property may still qualify for certain categories.

Tenants and renters

Tenants may claim documented losses such as belongings, electronics, additional living expenses and loss of use. Structural damage compensation goes to owners, not tenants. Tenants who rented for under 30 days are generally excluded, but a tenant whose lease took effect on or before January 7, 2025 and provided for at least 30 consecutive days of occupancy may still qualify.

Businesses

Owners or occupants of eligible commercial properties may claim building damage, business interruption, lost income and business property damage. Records such as tax filings, business licenses and insurance information may be required. Employees who lost wages because a business closed are not separately eligible for lost wages.

People with physical injuries

Eligible injuries are those directly caused by the Eaton Fire within the fire perimeter that required hospitalization or outpatient treatment between January 7 and January 15, 2025. Medical records are required.

Families of people who died

Personal representatives of estates may claim for people who died before January 31, 2025 from physical injuries directly caused by the fire. Death certificates and estate documents are required.

Undocumented residents

SCE says undocumented residents are not excluded. It accepts passports from any country, driver’s licenses and other valid state-issued ID, and says checks can be issued to people without Social Security numbers, subject to applicable tax withholding.

How Do You File an Edison Eaton Fire Claim Before November 30?

Step 1: Check the eligibility map

Confirm your property falls within SCE’s designated area using the map linked from the official SCE program page.

Step 2: Gather identification and supporting documents

Accepted ID includes a valid passport or passport card, driver’s license, original or certified U.S. birth certificate, permanent resident card or other state-issued ID. Supporting documents depend on the claim:

Claim type	Supporting documents
Homeowner	Proof of ownership, insurance information, property records
Tenant	Lease, utility bills, proof of residency
Business owner	Business license, financial statements, tax filings, insurance records
Physical injury	Hospitalization or outpatient medical records
Death claim	Death certificate and estate documents
Household	ID and authorization forms for each participating household member

Step 3: Complete the online claim form

Use the official SCE claim form or call 888-912-8528. You can save progress and return. Households generally file one application, and separate applications may be needed for separate properties or for business and residential claims. Represented claimants must have their attorney submit the claim.

Step 4: Submit by 11:59 p.m. on November 30, 2026

Opening an application, creating an account or saving an incomplete form does not count. Keep your confirmation and claim reference.

Step 5: Respond to SCE’s follow-up requests

Check email, including spam and junk folders, and answer document requests promptly. SCE says claims submitted by the deadline continue through review afterward, provided claimants stay responsive.

When Will Edison Eaton Fire Compensation Payments Arrive?

There is no single payment date.

Review stage	SCE estimate
Fast Pay offer	Within 90 days of a substantially complete claim
Average offer delivery	About 36 days (SCE, October 30 update)
Detailed Review offer	Within nine months after all documents are submitted
Payment	Within 30 days after all settlement conditions are met

Someone who submits a complete claim on November 25 may receive an offer and finish the process after November 30 without losing eligibility.

How Does Insurance Affect an SCE Eaton Fire Offer?

For a destroyed owner-occupied residence under Fast Pay, SCE reduces certain economic loss categories, such as rebuilding costs, personal property and loss of use, by applicable insurance. SCE says non-economic damages, the Direct Claim Premium and qualifying attorney-fee compensation are not reduced by insurance, and that claimants need not repay SCE if they later receive more insurance money than expected.

Can you request a Detailed Review if the first offer seems too low?

Yes. A Detailed Review may produce a higher, lower or equal economic valuation. If it comes back lower, SCE says the claimant can still accept the original Fast Pay offer. It may help when a property is unusual, personal property or business losses are complex, or you have new evidence.

Does Filing an Edison Eaton Fire Claim Waive Your Right to Sue?

No. According to SCE’s FAQ, submitting an application, receiving an offer and reviewing an offer do not waive legal rights, and you can decline. Rights are released only when you accept an offer and sign the release.

What happens when you accept an SCE offer?

You sign and notarize a Settlement Agreement and Release resolving covered Eaton Fire claims against SCE and related entities, including applicable future claims. SCE says any pending lawsuit must be dismissed with prejudice on payment, meaning the released claims cannot be refiled. Releases of this kind can be broad, so review it carefully, especially with large property losses, unresolved insurance claims, medical expenses or injury claims.

Can you reject an offer?

Yes. Participation is voluntary, and SCE gives 90 days to accept. After that the offer becomes void and you keep your right to sue. There is no court opt-out or objection process because this is not a court-approved class settlement.

Do You Need a Lawyer to File an Eaton Fire Claim With SCE?

No. Representation is not required. If you are represented when you apply, SCE adds an amount equal to 20% of net damages, excluding the Direct Claim Premium, to help cover attorney fees, and your attorney must submit the claim. That does not guarantee a larger result overall. People with major losses, insurance disputes, injuries or wrongful-death claims may want independent legal advice before accepting.

How Does the November 30 Program Deadline Differ From California Lawsuit Deadlines?

The November 30 date applies only to SCE’s voluntary program. Lawsuits have separate deadlines. SCE’s October 20, 2026 announcement identified these general California limitation periods:

Type of claim	General limit	Possible earliest date for certain Eaton Fire claims
Personal injury and wrongful death	2 years (Cal. Code Civ. Proc. § 335.1)	January 7, 2027
Property damage	3 years (Cal. Code Civ. Proc. § 338)	January 7, 2028

The real deadline depends on the claim and when it accrued. Missing November 30 does not necessarily end your right to sue, and filing with SCE does not extend a lawsuit deadline. Talk to a California attorney about lawsuit timing.

Which California Laws Matter to Eaton Fire Compensation Claims?

1. Statutes of limitations, Code of Civil Procedure §§ 335.1 and 338

Set the general two-year period for personal injury and wrongful death and three-year period for property damage.

2. Inverse condemnation, California Constitution Article I, Section 19

California courts have held that a utility can be liable for property damage from its equipment under inverse condemnation without proof of negligence (see Barham v. Southern California Edison Co. (1999) 74 Cal.App.4th 744). Whether that applies depends on proof that SCE equipment caused the fire, which SCE has not conceded.

3. Settlement offers, Evidence Code § 1152

Offers to compromise generally cannot be used to prove liability, which is consistent with SCE’s statement that the program is not an admission.

4. Release of unknown claims, Civil Code § 1542

Many settlement releases address unknown claims under § 1542, so read the release language carefully.

5. Wildfire Fund, Public Utilities Code § 3280 et seq.

California’s wildfire fund legislation affects how utilities pay large wildfire claims and is part of the backdrop for large Eaton Fire claims.

For related wildfire coverage, see State Farm FAIR Plan Collusion Lawsuit, Judge Lets Case Proceed, PG&E Wildfire Lawsuit, Wildfire Settlement Updates And Claim Deadlines and Wildfire Survivors Settlement Taxes Do Survivors Owe The IRS?. PG&E’s Fire Victim Trust came out of bankruptcy for the 2015 to 2018 fires and is a different system from SCE’s voluntary program.

Edison Eaton Fire Compensation Program: Key Dates

Date	Event
January 7, 2025	Eaton Fire begins
October 2025	SCE launches the program
October 20, 2026	SCE announces key deadlines, including separate lawsuit deadlines
October 30, 2026	SCE reports more than $625 million paid
November 12, 2026	In-person community session, Pasadena
November 19, 2026	Virtual community session
November 30, 2026	Final deadline to submit a completed claim, 11:59 p.m.
January 7, 2027	Possible earliest deadline for certain injury and wrongful-death lawsuits
January 7, 2028	Possible earliest deadline for certain property-damage lawsuits

Frequently Asked Questions About the SCE Eaton Fire Settlement Deadline

What is the deadline to file an Edison Eaton Fire claim?

November 30, 2026, by 11:59 p.m., through SCE’s online claim form or with help at 888-912-8528.

Is the SCE Eaton Fire program a class action settlement?

No. It is a voluntary company program with no court case number, court approval or court-appointed administrator.

Do I lose my right to sue if I file a claim?

No, not by filing, reviewing an offer or declining it. You release claims only if you accept an offer and sign the release.

Will I be paid by November 30?

Not necessarily. November 30 is the submission deadline. Offers and payments can come afterward.

How much can I get?

It depends on your losses and insurance. SCE’s reported averages for destroyed primary residences were $873,881 from the program plus $1,079,059 from insurance, but individual results vary.

Can renters file?

Yes, for belongings, additional living expenses and loss of use, but not structural damage.

Can undocumented residents file?

SCE says they are not excluded.

Do I need a lawyer?

No. Represented claimants get an added 20% of net damages for legal fees.

What if I miss November 30?

SCE says you will not get an offer through the program. You may still have other legal options, so ask a California attorney.

Is this the same as Consolidated Edison?

No. It is run by Southern California Edison, a subsidiary of Edison International.

What Happens Next for Eaton Fire Compensation and Litigation?

SCE has scheduled community sessions on November 12 and November 19 and continues to process claims. Separate Eaton Fire litigation is ongoing, and SCE has said the first bellwether trials are expected in early 2027. Deciding between the program and a lawsuit depends on your losses, insurance and risk tolerance, so consider legal advice before accepting any release.

Sources and Official Resources

1. Southern California Edison: Wildfire Recovery Compensation Program
2. SCE Program FAQ
3. SCE Official Claim Form
4. Edison International: Record Pace of Eaton Fire Claims for SCE Program Continues Ahead of Nov. 30 Deadline
5. Edison International: Key Deadlines Approaching for Eaton Fire Recovery Compensation
6. SEC: Edison International Third Quarter 2026 Filing
7. California Courts: Deadlines to Sue Someone

Verification note: No court-approved class settlement, case number or court-appointed settlement administrator was identified for this program. All amounts and statistics attributed to SCE are company-reported.

Legal disclaimer: AllAboutLawyer.com is an independent U.S. legal information website, not a law firm. This is general information, not legal advice. Consult a qualified California attorney before accepting a settlement.

Researched and written by Israr Ahmad, legal content researcher and founder of AllAboutLawyer.com. All facts verified against the official SCE program page, claim portal and FAQ, Edison International’s news releases and SEC filing, and California Courts self-help resources, as of November 2, 2026. Last Updated: November 2, 2026.