MCNA Data Breach Settlement, Check If You Qualify, Crowe v. Managed Care of North America, No. 0:23-cv-61065-AHS

October 19, 2026. That’s your deadline to claim money from the MCNA data breach settlement — and it’s closer than it sounds once you factor in gathering paperwork. MCNA is paying up to $2,500 per person to settle a breach that hit roughly 8.9 million patients and families. There’s also two years of free medical monitoring on the table, no claim form needed. Filing for the cash takes about 10 minutes.

MCNA Data Breach Settlement — Key Facts

Field	Details
Settlement Amount	Cash fund capped at $250,000 total for documented losses; total settlement value not made public in court filings
Claim Deadline	October 19, 2026
Who Qualifies	All living individuals sent a notice that their private information was potentially exposed in the MCNA data incident
Estimated Payout	Up to $2,500 per person for documented losses; paid pro-rata if total claims exceed the $250,000 cap
Proof Required (Yes/No)	Yes, for cash claims. No, for the medical monitoring benefit
Settlement Status	Preliminarily approved July 14, 2026. Final approval hearing set for November 16, 2026
Court & Case Number	U.S. District Court for the Southern District of Florida, Case No. 0:23-cv-61065-AHS
Law Alleged	Negligence, breach of implied contract, unjust enrichment
Administrator	Kroll Settlement Administration LLC
Official Claim Site	MCNAdatabreachsettlement.com
Last Updated	September 10, 2026

Who Is MCNA and Why Are They Being Sued for the Data Breach?

Managed Care of North America runs dental insurance in Florida and manages dental benefits for state Medicaid and CHIP programs in several other states, through subsidiaries MCNA Insurance Company and Healthplex. That role put Social Security numbers, health plan IDs, and government ID numbers for millions of children and families on its servers. When hackers got in, they didn’t find a handful of names — they found nearly nine million of them.

What Did MCNA Do to Patients and Families Between February and March 2023?

An unauthorized party accessed MCNA’s network between February 26 and March 7, 2023. The company’s forensic investigation confirmed that data was taken, not just viewed — names, addresses, phone numbers, birth dates, Social Security numbers, driver’s license numbers, health insurance details, and Medicare or Medicaid ID numbers. That combination is what identity thieves actually want. It’s enough to open credit accounts, file fake tax returns, or file fraudulent medical claims in someone else’s name.

Plaintiffs sued under a negligence theory, arguing MCNA didn’t use commercially reasonable cybersecurity to protect data it chose to collect and keep. In plain terms: if a company gathers your Social Security number, courts increasingly say it has a legal duty to actually guard it. MCNA denies wrongdoing. No court has ruled it broke the law. But it agreed to pay to make the case go away, and to tighten its security in the process.

If your child’s dental coverage runs through Medicaid or CHIP, this is very likely the source of your notice letter. Data breach settlements aren’t limited to healthcare companies, either — La Jolla Group’s employee data breach settlement resolved a similar claim over exposed personal information, just on the employer side instead of the patient side, and Southern Graphics’ data breach settlement shows the same pattern playing out at a packaging and prepress company that held sensitive records for its own clients and staff.

Who Qualifies for the MCNA Data Breach Settlement?

Here’s exactly how to know if this case includes you.

• Anyone who received a written or emailed notice from MCNA about the data incident qualifies automatically
• Parents or guardians who got a notice on behalf of a minor can file a claim for that child, with the parent or guardian completing the form
• People who never got a notice but believe their information was involved should call the settlement administrator to confirm status before filing
• Those who already opted out of a related settlement over the same incident are not eligible here

You don’t need to have suffered actual identity theft to get the two years of monitoring. You do need documented losses — receipts, bank statements, time spent fixing fraud — to collect cash.

MCNA Data Breach Class Members Outside Florida — Are You Still Covered?

Yes. This is a federal class action, not a state one. The settlement covers every eligible person nationwide who received a breach notice, regardless of what state they live in.

Not sure if you qualify for the MCNA data breach settlement? A free consultation with a data privacy attorney can walk through your notice letter and confirm your options before the October 19 deadline.

How Much Can MCNA Data Breach Settlement Class Members Get? Up to $2,500 Per Person

MCNA Payout With Proof — Up to $2,500

If you can document out-of-pocket losses tied to the breach — fraud charges, credit monitoring you paid for yourself, hours spent on the phone with your bank — you can file for up to $2,500. The catch: the whole pool for these claims is capped at $250,000. More valid filers means smaller checks for everyone, split pro-rata.

What Pro-Rata Means for Your MCNA Check

Say 200 people file valid claims averaging $2,000 each. That’s $400,000 in requests against a $250,000 pool. Everyone gets scaled down to roughly 62.5 cents on the dollar. It’s not a guarantee — it’s a shared pot.

Free Monitoring, No Claim Needed

Every class member gets two years of medical data monitoring automatically, worth about $179.40 per year, including $1 million in identity theft coverage. You don’t file anything for this part. It activates roughly 60 days after final court approval.

Payments over $600 may show up on a 1099. Check with a tax professional before you spend it.

Honestly, the math here is worth sitting with for a second: attorneys are asking the court for up to $6.4 million in fees and $1.3 million in expenses — more than 25 times the size of the entire cash pool set aside for people who were actually breached. That’s standard in class action settlements, and it doesn’t make the monitoring benefit worth less. But it’s the kind of detail most coverage of this case leaves out.

How to File Your MCNA Data Breach Settlement Claim — Step by Step

1. Go to MCNAdatabreachsettlement.com, the official Kroll-administered claim site
2. Click “Submit Claim” and enter the Class Member ID from your notice letter, or your name and address if you don’t have one
3. Select documented out-of-pocket losses as your claim type
4. Upload proof — receipts, statements, or records showing time and money spent because of the breach
5. Submit online and save your confirmation number, or mail a paper form postmarked by October 19, 2026
6. Watch your email or mail — Kroll will contact you if anything’s missing

Takes about 10 minutes online if you already have your documentation ready.

⚠️ 39 days left as of this writing — file now at MCNAdatabreachsettlement.com.

Should MCNA Class Members Opt Out or Object Before October 19, 2026?

What Opting Out of the MCNA Settlement Actually Means

Opting out means you get no cash, no monitoring, and no benefits at all — but you keep the right to sue MCNA on your own later. Most people shouldn’t do this without talking to a lawyer first. The opt-out deadline is October 19, 2026, and it must be postmarked, not just submitted online.

How to Object to the MCNA Settlement

Objecting is different. You stay in the class, keep your benefits, and simply tell the court in writing what you don’t like about the deal. Objections must be mailed to the U.S. District Court for the Southern District of Florida by October 19, 2026, following the format spelled out in the settlement notice.

Talk to a class action lawsuit attorney before October 19 if you’re considering either option.

MCNA Data Breach Settlement — Key Dates, 2026

Milestone	Date
Data incident occurred	February 26 – March 7, 2023
Amended consolidated complaint filed	September 2024
Preliminary approval granted	July 14, 2026
Claim filing deadline	October 19, 2026
Opt-out deadline	October 19, 2026
Objection deadline	October 19, 2026
Final approval hearing	November 16, 2026
Monitoring enrollment activation	Approximately 60 days after final approval
Expected cash payment date	Approximately 75 days after final approval

MCNA Data Breach — Frequently Asked Questions, No. 0:23-cv-61065-AHS

Do I need a lawyer to file an MCNA data breach settlement claim? 

No. The online claim form at MCNAdatabreachsettlement.com is built for people without a lawyer. A consumer rights lawyer becomes useful only if you’re weighing opting out or objecting.

Is the MCNA data breach settlement legitimate?

 Yes. It comes from a real federal case, Crowe v. Managed Care of North America, Case No. 0:23-cv-61065-AHS in the Southern District of Florida, administered by Kroll Settlement Administration under court supervision.

When will MCNA settlement payments be sent?

 Only after the November 16, 2026 final approval hearing, and only if the court approves the deal without changes. Cash payments are expected roughly 75 days after that approval.

What if I missed the MCNA claim deadline? 

Once October 19, 2026 passes without a filed claim, you lose the cash payment option, though you’ll still get the two years of medical monitoring automatically as a class member.

Will my MCNA settlement payment go on a 1099? 

It can. Payments over $600 may be reported. Check with a tax professional before assuming the check is tax-free.

How was the $2,500 cap on MCNA claims set?

 The settlement agreement sets a hard per-person ceiling of $2,500 for documented losses, with the total pool for all claimants capped at $250,000 combined.

What data was exposed in the MCNA breach? 

Names, addresses, phone numbers, birth dates, Social Security numbers, driver’s license numbers, health insurance information, and Medicare or Medicaid ID numbers, according to MCNA’s own breach notification.

Can I still sue MCNA separately over this breach?

 Only if you opt out by October 19, 2026. Staying in the class and doing nothing means giving up that right in exchange for the automatic monitoring benefit.

Sources Used in This MCNA Data Breach Article

• Official Settlement Website — Crowe, et al. v. Managed Care of North America, Inc., et al.: https://www.mcnadatabreachsettlement.com/
• Court Docket — Crowe v. Managed Care of North America, Inc., 0:23-cv-61065-AHS, S.D. Fla.: https://www.courtlistener.com/docket/67474973/crowe-v-managed-care-of-north-america-inc/
• HIPAA Journal — “Multi-Million Settlement Resolves Managed Care of North America Data Breach Litigation”: https://www.hipaajournal.com/managed-care-of-north-america-data-breach-settlement/
• Kroll Settlement Administration LLC press statement, republished by Texas Dentists for Medicaid Reform, Aug. 13, 2026: https://www.tdmr.org/mcna-settles-class-action-over-mega-data-breach/

Researched and written by Israr Ahmad, legal content researcher and founder of AllAboutLawyer.com. All facts verified against the official MCNA settlement website, the federal court docket for Case No. 0:23-cv-61065-AHS, and HIPAA Journal, as of September 10, 2026. Last Updated: September 10, 2026.

This article is for informational purposes only and does not constitute legal advice. Laws vary by state and individual circumstances differ. For advice about your specific situation, consult a qualified attorney.