$1.95M Loya Insurance UIM Offset Class Action Lawsuit Settlement, How It Reduces Your Settlement Payout in 2026
A $1.95 million settlement involving Loya Insurance and its affiliate, Young America Insurance Company (YAIC), is addressing a controversial practice known as a UIM benefit offset. As of January 2026, many policyholders are discovering that their insurance benefits were historically reduced or denied because of these offsets. If you held a policy in New Mexico…
