Country Bank for Savings $495K Fees Settlement, Check If You Are Owed a Payment, No Claim Needed, Kimball v. Country Bank for Savings, No. 2480CV00035

UPDATE LOG — Country Bank for Savings Fees Case, No. 2480CV00035 May 28, 2026 — Article published. Quick Facts, eligibility section, FAQ, and all key dates confirmed against the court-authorized settlement notice.

Country Bank for Savings agreed to pay $495,000 to settle a class action alleging it wrongly charged customers overdraft and NSF fees — Kimball v. Country Bank for Savings, No. 2480CV00035, filed in Hampshire County Massachusetts Superior Court. If you banked with Country Bank between March 12, 2019 and December 31, 2025, and were charged a retry or account-balance overdraft fee, you are already in this settlement. No claim form required.

Country Bank for Savings Fee Settlement — Key Facts

Field	Detail
Settlement Amount	$495,000
Claim Deadline	None — payment is automatic
Who Qualifies	Country Bank for Savings customers charged Retry Fees or Account Balance Fees between March 12, 2019 and December 31, 2025
Estimated Payout Per Person	Pro-rata based on amount of fees you paid — no fixed amount
Proof Required	No
Settlement Status	Proposed — pending final approval
Court & Case Number	Hampshire County Massachusetts Superior Court, No. 2480CV00035
Specific Law Alleged	Breach of account agreement terms and Massachusetts consumer protection law
Administrator	Independent settlement administrator — contact via KimballFeesSettlement.com
Official Settlement Website	www.KimballFeesSettlement.com
Last Updated	May 28, 2026

Where Does the Country Bank for Savings Fee Settlement Stand Today?

• The court has given preliminary approval to the $495,000 settlement and authorized notice to class members.
• The Final Approval Hearing is scheduled for August 11, 2026, at 2:00 p.m. at Hampshire Superior Court, 15 Gothic Street, Northampton, MA 01060.
• The deadline to file an objection or notice of intent to appear is June 22, 2026 (postmarked).

Who Is Country Bank for Savings and Why Are They Facing a Fee Lawsuit?

Country Bank for Savings is a state-chartered mutual savings bank headquartered in Ware, Massachusetts — halfway between Worcester and Springfield — with 13 branch locations across the state. Founded in July 1850, it has been serving central Massachusetts communities for more than 170 years. As a local community bank, its customers are primarily Massachusetts residents who rely on checking accounts for everyday banking. That makes improper overdraft and NSF fee practices especially harmful: customers who least expect a surprise charge tend to be hit hardest.

What Did Country Bank for Savings Charge Customers Between 2019 and 2025?

Country Bank for Savings $495,000 Fee Settlement resolves claims that the bank improperly charged two specific types of fees on customer accounts. The case, filed by class representatives Marion Kimball and Vilandria Martinez in Hampshire County Massachusetts Superior Court under case No. 2480CV00035, covers charges made during the class period from March 12, 2019 through December 31, 2025.

The first category is Retry Fees — overdraft or NSF fees charged on an item that had already been hit with an NSF fee the first time it was declined. In plain English: a merchant resubmits the same payment after your bank rejected it, and Country Bank charged you again as if it were a brand-new transaction. The lawsuit says that practice violated what customers were told when they opened their accounts.

The second category is Account Balance Fees — overdraft fees charged on a transaction that did not actually overdraw your account. You had enough money when the purchase was authorized, but by the time the transaction settled a day or two later, your balance had shifted. Country Bank allegedly charged an overdraft fee anyway.

Customers who were charged one or both of these fees are part of this settlement. For broader context on how banks across the country have faced similar claims, our coverage of South Central Bank’s $2.8M improper overdraft fee settlement walks through how retry and APSN fee claims work nationally. For a deeper background on the legal framework, see our U.S. Bank overdraft fee class action explainer.

Country Bank denies any wrongdoing and maintains it charged these fees in accordance with its account agreements and applicable law. Both sides agreed to settle rather than take the case to trial.

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Are You a Country Bank for Savings Customer Covered by This Settlement?

Here is exactly how to know if this settlement includes you.

You are likely in this class if:

• You had a checking or deposit account with Country Bank for Savings at any point between March 12, 2019 and December 31, 2025
• You were charged an overdraft or NSF fee on a payment that had already been declined once and was resubmitted by a merchant
• You were charged an overdraft fee on a debit transaction that was authorized when your balance was positive, even if it later settled against a negative balance
• You received a postcard notice or email notice about this settlement — that notice means Country Bank’s own records confirm you were charged a Challenged Fee

You are not covered if:

• You never had an account with Country Bank for Savings
• You were not charged either type of Challenged Fee during the class period
• You are a director, officer, or employee of Country Bank for Savings involved in setting fee policies

Country Bank for Savings Massachusetts Customers Outside Hampshire County — Are You Still Covered?

Yes. This is a Massachusetts state court class action, and it covers all Country Bank for Savings accountholders statewide — not just those in Hampshire County. All 13 branch locations are in Massachusetts, and the class is defined by the fees you were charged, not by which branch you used or what city you live in.

If you are unsure whether the specific fees on your account qualify, a free consultation with a consumer rights attorney can help you review your bank statements before the August 11, 2026 hearing date.

What Could Country Bank for Savings Class Members Recover from This Settlement?

The $495,000 settlement fund pays out on a pro-rata basis. Your share is calculated as a percentage of the total Challenged Fees all class members paid during the class period. If you paid $100 in qualifying fees and the total across all class members was $500,000, you would receive a proportional slice of the net fund — not the full $100.

How the Country Bank for Savings Settlement Distribution Formula Works

The settlement notice lays it out clearly: a class member who paid $100 in Challenged Fees will receive twice as much as one who paid $50. You will not receive more than the total fees you actually paid, and you will likely receive less after attorneys’ fees and costs are deducted.

Class counsel — CohenMalad, LLP; Stranch, Jennings & Garvey, PLLC; and Ketterer, Browne & Associates, LLC — will ask the court for fees of up to one-third of the $495,000 fund, plus reimbursement of expenses, plus up to $5,000 each for class representatives Marion Kimball and Vilandria Martinez. Those amounts must be approved by the court before any net fund is distributed.

The exact per-person payout is not knowable yet — it depends on how many class members received fees and in what amounts. Payments will be sent as checks or account credits once the settlement receives final approval and any appeals are resolved.

What Country Bank for Savings Customers Should Do Right Now

1. Do nothing to receive your payment. If you are a class member, you are automatically included. The settlement administrator will send you a check or apply a credit to your account once the court grants final approval. No claim form exists and none is required.
   
2. Update your address if it has changed. Call 1-888-808-8341 or visit www.KimballFeesSettlement.com to report any address change. A check sent to the wrong address means money you never receive.
   
3. Review your bank statements. Pull statements from March 12, 2019 through December 31, 2025 and look for NSF fees or overdraft fees that appear on resubmitted items or on transactions that you believe posted against a sufficient balance. Keeping this record ensures you can follow up if your payment seems inconsistent with your fee history.
   
4. Object by June 22, 2026 if you disagree with the settlement terms. Mail your written objection — postmarked no later than June 22, 2026 — to: Kimball v. Country Bank for Savings Objections, P.O. Box 301172, Los Angeles, CA 90030-1172. Include your name, address, phone number, signature, and the specific reasons you object.
   
5. Attend the August 11, 2026 hearing if you wish to speak. You are not required to attend, but if you want to address the court in person, you must mail a Notice of Intention to Appear postmarked by June 22, 2026 to the same address above.
   
6. Be patient after the hearing. If the court approves the settlement on August 11, 2026, there will be an appeal period before payments go out. The settlement notice confirms this may take several months, or more than a year in cases where appeals are filed.

Should Country Bank for Savings Class Members Object Before June 22, 2026?

What Objecting to the Country Bank for Savings Settlement Means for Your Rights

Objecting means telling the court you believe the settlement is unfair while still staying in the class. If the settlement is approved despite your objection, you will still receive your automatic payment — you do not lose your share by objecting. Most class members should not object unless they have a specific, substantiated concern about the settlement terms.

How to Object to the Country Bank for Savings Settlement Before June 22, 2026

Mail a letter postmarked by June 22, 2026 to the objections address above. Your letter must include your name, address, telephone number, signature, the reasons for your objection, and any evidence you wish the court to consider. The court will review every timely objection before the August 11 hearing.

If you are considering objecting, speaking with a consumer rights attorney before June 22, 2026 is strongly recommended.

Country Bank for Savings Fee Settlement Timeline

Milestone	Date
Class Period Begins	March 12, 2019
Class Period Ends	December 31, 2025
Lawsuit Filed	2024 (Hampshire County Massachusetts Superior Court)
Preliminary Approval Granted	TBD — pending confirmation from court docket
Objection / Notice of Appearance Deadline	June 22, 2026
Final Approval Hearing	August 11, 2026 at 2:00 p.m.
Expected Payment Distribution	TBD — after final approval and resolution of any appeals

Country Bank for Savings Fee Settlement — Frequently Asked Questions, No. 2480CV00035

Do I need to file a claim form to get paid from the Country Bank for Savings settlement?

 No. If you were charged a Challenged Fee between March 12, 2019 and December 31, 2025, you are automatically in the class and will receive a check or account credit once the settlement is finally approved. No action is needed.

How will I know how much I get from the Country Bank for Savings fee settlement? 

Your payment is calculated pro-rata based on the total Challenged Fees you paid relative to all fees paid by all class members during the class period. The independent settlement administrator — not Country Bank — calculates and distributes the payments. The exact amount per person is not available until final approval is granted.

Is the Country Bank for Savings $495,000 settlement legitimate? 

Yes. Hampshire County Massachusetts Superior Court authorized the notice for this settlement. The official settlement website is www.KimballFeesSettlement.com, and you can call 1-888-808-8341 to verify your class membership. The case is Kimball v. Country Bank for Savings, No. 2480CV00035.

When will Country Bank for Savings settlement payments be sent?

 The Final Approval Hearing is August 11, 2026. If the court approves the settlement that day and no appeals are filed, payments could begin within months. If appeals are filed, the timeline could extend beyond a year. The settlement notice is explicit on this point.

What fees does the Country Bank for Savings settlement cover?

 Two types: Retry Fees (overdraft or NSF fees on items that were previously denied and resubmitted by a merchant) and Account Balance Fees (overdraft fees charged on transactions that did not actually overdraw the account). Both had to occur between March 12, 2019 and December 31, 2025 to qualify.

Can I still object to the Country Bank for Savings settlement even if I receive a payment?

 Yes. Objecting does not remove you from the class or forfeit your payment. Your objection must be mailed postmarked by June 22, 2026, to P.O. Box 301172, Los Angeles, CA 90030-1172, with your name, contact information, signature, and specific reasons for objecting.

Will my Country Bank for Savings settlement payment be reported to the IRS?

 Settlements over $600 may be reported to the IRS as income. The tax treatment of your payment depends on your individual situation. Check with a tax professional before assuming it is non-taxable.

How much could Country Bank for Savings accountholders receive from this settlement?

 There is no set per-person amount. Your share depends on how much you paid in Challenged Fees relative to all class members. Someone who was charged $200 in qualifying fees will receive roughly twice what someone charged $100 would receive, from the net fund after legal fees and costs are deducted.

Sources Used in This Country Bank for Savings Fee Settlement Article

Court-Authorized Settlement Notice — Kimball v. Country Bank for Savings, No. 2480CV00035: https://kimballfeessettlement.com/media/6958039/cyki_notice.pdf

Official Settlement Website — KimballFeesSettlement.com: https://www.kimballfeessettlement.com

Country Bank for Savings — Branch and institutional information, FDIC records: https://www.bankbranchlocator.com/country-bank-for-savings/

Prepared by the AllAboutLawyer.com Editorial Team and reviewed for factual accuracy against the court-authorized settlement notice for Kimball v. Country Bank for Savings, No. 2480CV00035, on May 28, 2026. Last Updated: May 28, 2026.

This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for advice about your specific situation.