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A not-at-fault accident typically stays on your driving record for three to five years, depending on your state and the severity of the crash. It also appears on your insurance claims history for the same period. The good news is that non-fault accidents carry significantly less weight than at-fault ones — in many states, insurers…
Yes, you need to tell your insurance company about a car accident even when it wasn’t your fault. Most insurance policies include a clause that requires you to report any accident you’re involved in, regardless of who caused it. Failing to report can give your insurer grounds to deny future claims, cancel your policy, or…
Your car insurance can go up after a non-fault claim, but it doesn’t always. Whether your rates increase depends on which state you live in, which insurer you have, what type of claim you filed, and whether you have accident forgiveness on your policy. If the claim was paid entirely by the at-fault driver’s insurer…
When a car accident wasn’t your fault, the at-fault driver’s insurance is generally responsible for paying your medical bills, vehicle repairs, and other losses. In most states you file what’s called a third-party claim directly against their policy. In no-fault states, your own insurance covers your medical costs first regardless of who caused the crash….
Yes — if you were injured, if the insurance company is already contacting you, or if anyone is disputing who caused the crash, you should get a lawyer for a car accident that wasn’t your fault. A personal injury attorney costs you nothing upfront, handles the insurer on your behalf, and typically recovers significantly more…
When a leased truck causes an accident, liability can fall on the driver, the motor carrier operating the truck under their DOT authority, the leasing company that owns the vehicle, or all three simultaneously. Federal FMCSA lease regulations make motor carriers legally responsible for leased trucks operating under their authority — regardless of who technically…
Florida’s free kill law refers to a provision under Florida Statute §768.21(8) that blocks parents and adult children from recovering non-economic damages when a loved one dies due to medical negligence. If the victim was an unmarried adult with no minor children, doctors and hospitals who caused the death face virtually no financial accountability for…
An overloaded truck accident lawyer helps victims injured when a commercial truck carried cargo beyond federal weight limits. Excess weight destroys braking ability, causes tire blowouts, and triggers rollovers. Attorneys prove negligence by examining weight tickets, bills of lading, and weigh station records. They hold trucking companies, shippers, and cargo loaders legally accountable for the…
A speeding truck accident lawyer helps victims injured when a commercial truck driver exceeded posted speed limits or drove too fast for road conditions. Speed dramatically increases stopping distance and crash severity for 80,000-pound trucks. Attorneys prove negligence through black box data, GPS records, and police reports to hold drivers and trucking companies fully accountable….