Lockton Companies $9.9M Data Breach Class Action Settlement, Claim Your Refund and Credit Protection
If you were notified that your personal data was compromised in the Lockton cybersecurity incident, you may be eligible for a cash payment or free credit monitoring. As of February 2026, the Lockton Companies $9.9M Data Breach Class Action Settlement provides a path for nearly one million affected individuals to recover losses.
Lockton Companies $9.9M Data Breach Settlement Overview
The Lockton Companies $9.9M Data Breach Class Action Settlement (Case Name: Beasley, et al. v. Southeast Series of Lockton Companies, LLC, et al.) was reached to resolve a massive class action lawsuit filed in the Jackson County Circuit Court of Missouri. The litigation followed a data breach detected on November 20, 2024, in which an unauthorized third party accessed a single individual account and computer within the Lockton IT environment. This breach allegedly exposed the sensitive personal information of approximately one million current and former employees, clients, and affiliates of Lockton and its subsidiaries.
The lawsuit alleged that Lockton, a major insurance brokerage firm, failed to implement reasonable cybersecurity measures to prevent the hack. Lockton denies any wrongdoing but agreed to the $9.9 million settlement fund to avoid further litigation costs. As of February 2026, the settlement has received preliminary approval, and the claims administrator is actively processing submissions from class members nationwide.
Claim Eligibility and Class Membership
You are a member of the Settlement Class if you are a living individual in the United States who was notified by Lockton that your personal information was potentially impacted by the November 2024 data breach.
- Information Impacted: The breach potentially included names, Social Security numbers, dates of birth, and in some cases, medical or health insurance information.
- Geographic Scope: This is a nationwide settlement.
- How to Verify: Most eligible class members should have received a mailed notice containing a unique Class Member ID. If you did not receive a notice but believe your data was compromised, you can contact the settlement administrator to confirm your eligibility.
Claim Filing Procedures and Deadlines
To receive a monetary payment, you must submit a valid claim form before the court-ordered deadline.
- Claim Filing Deadline: As of February 2026, the deadline to file your claim is April 7, 2026.
- Automatic Benefit: All class members are eligible for one free year of CyEx Financial Shield Complete credit monitoring. You do not need to file a claim to receive the enrollment code, which is typically found on your settlement notice.
- How to Submit: You can file your claim online at the official settlement website, www.TheLocktonDataSettlement.com, using your Class Member ID. Alternatively, paper forms can be downloaded and mailed to the claims administrator.
- Required Documentation: If you are claiming “Cash Payment A” (reimbursement for losses), you must provide third-party documentation such as bank statements, receipts, or police reports showing the fraud was “fairly traceable” to the breach.
Claim Amounts and Payout Calculations
The $9.9 million fund is distributed among class members based on two distinct payout options:
- Option A: Documented Loss Reimbursement: Claimants can receive up to $5,000 for documented out-of-pocket losses, including professional fees, credit repair costs, and unreimbursed identity theft losses.
- Option B: Pro Rata Cash Payment: Claimants who do not have documented losses can elect a “Cash Payment B.” This amount will be an equal share of the remaining net settlement fund after all documented losses and fees are paid. Estimates suggest this payment could range between $25 and $100, depending on participation rates.
- Payment Timeline: The Final Approval Hearing is scheduled for May 7, 2026. Payouts are expected to be distributed in the second half of 2026 once the court grants final approval and any appeals are resolved.
What You Must Know
Critical Settlement Details and Rules
The most critical detail for 2026 is the distinction between the automatic credit monitoring and the cash payout. Many consumers mistakenly believe that receiving the credit monitoring code means they have already filed for the cash. This is incorrect. To receive any money from the $9.9 million fund, you must proactively submit a claim form by the April 7, 2026, deadline.
Common Mistakes Claimants Make
- Missing the Deadline: The April 7 cutoff is firm. Electronic submissions must be finalized by midnight, and mailed forms must be postmarked by that date.
- Insufficient Documentation: For the $5,000 “Option A” payout, self-prepared notes are not enough. The court requires third-party proof, such as letters from banks or credit monitoring invoices.
- Incorrect Class Member ID: If you lose your ID, do not guess. Contact the administrator at 1-833-XXX-XXXX to retrieve your unique code to ensure your claim is linked to your identity.
2025–2026 Settlement Updates
Since the breach was discovered in late 2024, Lockton has implemented enhanced cybersecurity protocols. The January 8, 2026, preliminary approval marked the transition into the claims phase. As of February 2026, there have been no deadline extensions, so policyholders are encouraged to act immediately.
What to Do Next
How to File Your Claim: Step-by-Step
- Find Your Notice: Locate the postcard or letter from the Settlement Administrator.
- Choose Your Option: Decide if you have documented losses to justify an “Option A” claim or if you prefer the simpler “Option B” flat payment.
- Gather Documents: If choosing Option A, scan your receipts or bank statements.
- Submit Online: Visit www.TheLocktonDataSettlement.com, enter your ID, and complete the fields.
- Confirm Submission: Save the confirmation email for your records in case of a dispute.
How to Verify Settlement Information
To confirm you are using the legitimate portal, ensure the URL matches the one listed in your physical notice. You can check your claim status or verify your eligibility through the “Contact” tab on the official website. This is the safest way to track your refund without risking further identity theft on unofficial sites.
Whether Legal Representation is Needed
The court has appointed “Class Counsel” to represent the interests of all affected individuals. You do not need to hire your own attorney to receive a payment from this data breach settlement. However, if you have suffered identity theft losses exceeding $5,000, you should consult a consumer class action attorney before the March 2026 opt-out deadline to determine if an individual lawsuit would be more beneficial.
FAQs
What is the Lockton Cos. $9.9M Data Breach Class Action Settlement about?
The settlement resolves legal claims following a 2024 data breach at Lockton that allegedly exposed the Social Security numbers and names of nearly one million people.
Am I eligible to claim in the Lockton data breach settlement?
You are eligible if you received a notice from Lockton stating that your personal information was involved in the November 20, 2024, cybersecurity incident.
What is the deadline to file a claim in the Lockton data breach settlement?
All claim forms must be submitted online or postmarked by April 7, 2026.
What documentation do I need to file a claim?
For a basic cash payment, you only need your Class Member ID; for reimbursement up to $5,000, you need third-party proof of losses like bank statements or receipts.
How much will I receive from the Lockton data breach settlement?
Claimants with documented losses can receive up to $5,000, while others will receive a pro rata share of the remaining fund, likely between $25 and $100.
How do I file a claim in the Lockton data breach settlement?
Submit your claim through the secure online portal at www.TheLocktonDataSettlement.com using the unique ID from your mailed notice.
Where can I find more information about the Lockton data breach settlement?
For full details, court documents, and administrator contact info, visit the official website at www.TheLocktonDataSettlement.com.
Last Updated: January 15, 2026
Disclaimer: This article is for informational purposes only and does not constitute legal advice.
Ensure your data is protected and claim your share of the Lockton fund today.
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About the Author
Sarah Klein, JD, is a licensed attorney and legal content strategist with over 12 years of experience across civil, criminal, family, and regulatory law. At All About Lawyer, she covers a wide range of legal topics — from high-profile lawsuits and courtroom stories to state traffic laws and everyday legal questions — all with a focus on accuracy, clarity, and public understanding.
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