Is Money Pilot Legit? The Honest Answer Is More Complicated Than Their Ads Suggest

You probably saw a Money Pilot ad on Facebook or Instagram promising easy cash from class action settlements against Amazon, Apple, Cash App, or your bank. You took a quiz, got excited about the amounts shown, and now you are wondering whether this is a scam before handing over your card details. The short answer: the class action settlements are real — you do not need to pay anyone to file for them. The platform itself has attracted a serious and growing pattern of billing complaints, unauthorized charges, and users who say they could not cancel even after trying. Here is everything you need to know before you decide.

Field	Detail
Company Name	MoneyPilot / Bloom Processing LLC
Registered	Wyoming
Website	moneypilot.com / app.moneypilot.com
Business Model	Monthly subscription ($19.99–$39.99/month)
What It Sells	Help finding and filing class action settlement claims
Are the Settlements Real?	Yes — they are real, publicly available cases
Do You Need MoneyPilot to File?	No — all claim forms are free and publicly accessible
Trustpilot (moneypilot.com)	23 reviews — majority negative
Trustpilot (app.moneypilot.com)	16 reviews — majority negative
Common Complaints	Unauthorized rebilling after cancellation, no refunds, impossible cancellation
FTC Complaint Option	reportfraud.ftc.gov

What Money Pilot Actually Is — and What It Is Not

MoneyPilot describes itself as a platform focused on helping users claim money they are already owed — specifically unclaimed cash sitting in class action settlements that people never file for. The idea is straightforward: you take a short quiz about your purchase history, the services you have used, and where you live, and MoneyPilot matches you to open settlements you may qualify for.

MoneyPilot uses a monthly subscription model. You pay a recurring fee — reported by users as ranging from $19.99 to $39.99 per month — to access the platform and have claims filed on your behalf.

Here is the critical fact that MoneyPilot’s ads do not emphasize: every single class action settlement it shows you is publicly available for free. Settlement claim forms are administered by independent companies like Kroll, Epiq, JND, and Angeion — and you can find and file them at no cost by searching the settlement name directly, visiting the FTC’s website at ftc.gov/refunds, or using free tools like the ones listed at the end of this article. You do not need a subscription to file.

The Settlements MoneyPilot Lists Are Real

To be fair and accurate about this: MoneyPilot does not appear to make up settlements. Reviewers on Trustpilot confirmed that after searching, the lawsuits MoneyPilot lists are real and do exist — the issue is that all of them require you to complete the required proof of claim form online yourself, which you can do for free.

MoneyPilot is not a get-rich-quick scheme, does not guarantee payouts, and does not control settlement approval timelines. Those are honest disclosures. The settlements it surfaces — data breaches, overcharging lawsuits, product defect cases — are genuine legal proceedings with real money available to real people.

The problem is not what MoneyPilot shows you. The problem is what happens after you hand over your payment details.

Related article: Ozempic and Thyroid Cancer, What Patients Need to Know About the Lawsuits

Where the Complaints Get Serious

The pattern of complaints across Trustpilot, the Apple App Store, and Scam Detector is consistent enough to warrant a clear warning.

Unauthorized charges after cancellation. Multiple users report that after cancelling their subscription — sometimes within days of signing up — MoneyPilot continued to charge their accounts. One user cancelled immediately after placing the order and was rebilled twice in the same month at $19.99 each time.

Subscriptions users say they never authorized. At least one user reported cancelling a three-month subscription they never authorized within one week of noticing the charge. When they disputed the charge with their bank, the company’s owner — identified in multiple complaints by the name Parker — told them their funds were “frozen” until the dispute resolved.

A paywall blocking access to an already-paid account. One reviewer reported encountering a paywall to access their account details after already having an active subscription — meaning they were being asked to pay more just to see what they had already paid for. They concluded it was data mining and called on others to report the company to the Wyoming Secretary of State, noting the LLC is registered under the name Bloom Processing — not Money Pilot.

Upsells and dark UX patterns. Multiple App Store reviewers described a bait-and-switch experience: compelling social media ads lead to a quiz, the quiz leads to a paywall, and inside the app users are pushed toward additional paid upgrades. One reviewer wrote that even for settlements requiring no proof, the app demands a claim number — information available for free on the official settlement website — to proceed.

Expired deadlines listed as active. At least one reviewer noted that settlements MoneyPilot listed — including the Bumble settlement — had already passed their claim deadlines, calling into question whether the platform keeps its listings current.

What Automated Trust Score Tools Say — and Why It Does Not Settle the Question

You may have seen that automated scanners like ScamAdviser and Scam Detector give moneypilot.com relatively high trust scores. Scam Detector scored moneypilot.com an 88.7 out of 100 and described it as authentic, trustworthy, and secure based on 53 aggregated technical factors.

These tools measure technical signals — whether the domain is old, whether the site has malware, whether it appears on phishing blacklists. They do not measure whether a company’s billing practices are ethical, whether it honors cancellation requests, or whether its customer service actually responds. A technically legitimate website can still engage in practices that harm consumers. The real-world reviews from actual paying users are a more relevant signal for anyone deciding whether to subscribe.

How to File Class Action Claims for Free — Right Now

You do not need MoneyPilot or any paid subscription to file for class action settlements. Here is how to do it yourself in minutes:

Free official sources:

• FTC Refunds page: ftc.gov/refunds — the Federal Trade Commission lists every settlement it administers, with direct links to claim forms
• Search the settlement name directly — every approved settlement has an official administrator website (example: for a data breach settlement, search “[Company] data breach settlement claim”)
• AllAboutLawyer.com — covers open settlements with direct claim links, eligibility details, and deadlines for free

Most claim forms take 5 to 10 minutes to complete. No subscription required. No recurring charge. The money goes directly to you.

If You Were Already Charged by MoneyPilot

If you are seeing unexpected charges from MoneyPilot or Bloom Processing LLC on your statement and cannot cancel or get a refund, here are your options:

• Contact your bank or credit card company immediately and dispute the charges as unauthorized. Multiple users report their banks issued conditional credits successfully.
• File a complaint with the FTC at reportfraud.ftc.gov — this is free, takes about five minutes, and creates an official record.
• File a complaint with your state attorney general — most states have an online consumer protection complaint form.
• Report to the Apple App Store or Google Play if you subscribed through either platform — both have consumer dispute processes and can escalate cancellation issues.
• Some users have also recommended contacting the Wyoming Secretary of State to report complaints about Bloom Processing LLC, the entity behind MoneyPilot.

The Bottom Line

The class action settlements MoneyPilot advertises are real, and the idea of helping people find and file for money they are owed is genuinely useful. The problem is the business model layered on top of it. Every settlement MoneyPilot shows you is publicly available at no cost, the recurring subscription provides no exclusive access, and the billing complaints from real users are serious enough to treat as a meaningful warning. If you want to claim settlement money, you can do it for free — starting with the sources listed above.

Frequently Asked Questions

Are the class action settlements Money Pilot advertises real?

 Yes. The underlying settlements MoneyPilot lists — data breach cases, product overcharging suits, app settlements — are real legal proceedings with real claim forms. However, every one of those claim forms is publicly available for free through the official settlement administrator website. You do not need to pay a subscription to access or file them.

Can Money Pilot charge my card after I cancel?

 Multiple users on Trustpilot and the Apple App Store report being charged after cancelling their subscriptions, sometimes multiple times. If this happens to you, dispute the charge with your bank immediately and file a complaint with the FTC at reportfraud.ftc.gov.

Is Bloom Processing LLC the same as Money Pilot? 

Yes. MoneyPilot is operated by Bloom Processing LLC, a company registered in Wyoming. The subscription and billing charges may appear on your bank statement under either name or variations of both.

Do I need a lawyer or a paid service to file a class action claim? 

No. Class action settlement claims are specifically designed for consumers to file without legal help or paid intermediaries. You visit the official settlement administrator’s website, fill out a simple form, and submit. The entire process is free and typically takes under 10 minutes.

Where can I find real open settlement claims for free?

 The FTC’s official refunds page at ftc.gov/refunds lists every settlement the FTC administers with direct claim links. You can also search “[company name] class action settlement claim” to find the official administrator website for any specific case. AllAboutLawyer.com covers open settlements with deadlines and eligibility details at no charge.

Should I report Money Pilot if I had a bad experience?

 Yes. File a complaint with the FTC at reportfraud.ftc.gov, your state attorney general’s consumer protection division, and through your bank or card issuer. If you subscribed through the Apple App Store or Google Play, file a complaint through those platforms as well. The more documented complaints exist, the more likely regulators are to investigate.

Sources & References

• Trustpilot reviews — moneypilot.com: trustpilot.com/review/www.moneypilot.com
• Trustpilot reviews — app.moneypilot.com: trustpilot.com/review/app.moneypilot.com
• Apple App Store reviews — MoneyPilot: Class Action App: apps.apple.com
• FTC Refunds — free official settlement claims: ftc.gov/refunds
• FTC Fraud Report: reportfraud.ftc.gov

Last Updated: March 29, 2026

Disclaimer: This article is for informational purposes only and does not constitute legal advice. The complaints referenced above are drawn from publicly available consumer reviews. AllAboutLawyer.com does not have a financial relationship with MoneyPilot or any competing service. For advice regarding a specific billing dispute or legal matter, consult a qualified attorney.