Facing Unfair Business Practices? We connect you with qualified Consumer Lawyer specializing in debt collection, product liability, identity theft.
Imagine committing a financial crime like bank fraud and expecting a single sentence—only to find out you’re facing an additional mandatory two-year prison term just for using someone else’s identity in the process. That’s the real-world impact of the Identity Theft Penalty Enhancement Act (ITPEA), a powerful federal statute enacted in 2004 to combat rising…
The North Carolina Identity Theft Protection Act (ITPA), codified at N.C. Gen. Stat. Chapter 75, Article 2A, mandates businesses, government agencies, and nonprofits to safeguard personal information, notify individuals of data breaches within 60 days, allow free credit freezes, and enables victims to sue for damages. Recent amendments (e.g., SB 711, 2025) extend liability to…
Identity theft recovery starts with freezing your credit, filing an FTC report, alerting banks, and securing online accounts. From legal remedies to emotional support, this guide covers every step to restore your identity and resilience. If your identity is stolen, act immediately: 1) Freeze your credit, 2) Report to the FTC, 3) File a police report, and 4) Monitor…
No, identity theft and mistaken identity are not the same. Identity theft involves deliberate fraud (e.g., stealing personal data for financial gain), while mistaken identity is an accidental misidentification (e.g., wrongfully arrested due to a similar name). Legal remedies and prevention strategies differ sharply for both. Imagine being denied a mortgage because a criminal maxed out credit cards in…
Yes, you can sue Verizon for identity theft if their negligence, inadequate cybersecurity practices, or delayed response to a data breach contributed to your personal information being compromised. Victims who can prove violations of data protection laws such as the Gramm-Leach-Bliley Act (GLBA) or FTC Safeguards Rule may pursue compensation through direct legal claims or…
Yes, you can sue a bank for identity theft if it violated federal laws like the Electronic Fund Transfer Act (EFTA) or demonstrated negligence in protecting your data. Successful claims require proving the bank’s failure to implement cybersecurity safeguards, investigate fraud promptly, or comply with consumer protection regulations. In 2025, a New York woman lost…
Are you responsible for your spouse’s debts after separation or divorce? Divorce is not just about dividing assets; it also involves addressing any debts accumulated during the marriage. With the average UK household debt at £65,000 (The Money Charity), financial difficulties often contribute to relationship breakdowns. Understanding how debts are treated in divorce proceedings is…
The organic and natural supplement market has grown substantially, with brands like Mary Ruth Organics becoming household names for health-conscious consumers. Founded by MaryRuth Ghiyam , a certified health educator, the brand is known for its line of liquid multivitamins, probiotics, and other health supplements. However, Mary Ruth Organics is now facing a legal battle…