Cash App Lawsuit Settlement Cash App Money Going Out Now, Did You Miss Your $2,500 Payout Deadline?
Cash App faces two major lawsuit settlements totaling $27.5 million over data breaches and unsolicited text messages. The $15 million data breach settlement received final court approval on January 13, 2025, with payments expected throughout 2025. The $12.5 million spam text settlement awaits final approval at a December 2, 2025 hearing.
This information is for educational purposes only and does not constitute legal advice. If you believe you are eligible for the Cash App lawsuit settlement, consult with a qualified attorney to discuss your specific situation and legal options.
What Is the Cash App Data Breach Settlement?
Cash App failed to protect consumers from two data breaches—a 2022 incident involving unauthorized employee access to Cash App Investing accounts and a 2023 breach where third parties accessed accounts through recycled phone numbers.
Current and former Cash App customers whose personal information was accessed without consent or who experienced fraudulent transactions between August 23, 2018, and August 20, 2024 qualify for compensation.
Data Breach Settlement Compensation Available
Class members can receive up to $2,500 for documented losses including credit monitoring costs, bank fees, travel expenses, and up to three hours of lost time at $25 per hour.
Users who experienced fraudulent transactions from the breaches can receive additional compensation with sufficient documentation.
Cash App Spam Text Settlement Details
The lawsuit alleges Cash App violated Washington’s Commercial Electronic Mail Act and Consumer Protection Act by incentivizing users to send pre-filled referral texts to contacts without obtaining recipients’ consent.
Washington residents who received Cash App referral program texts between November 14, 2019, and August 7, 2025, without clearly consenting qualify for the settlement.
Spam Text Settlement Payments
Each valid claimant expects to receive between $88 and $147 from the $12.5 million fund. Attorneys estimate no more than 5% of the 1,975,187 Washington class members will submit claims.
Recent Court Developments Affecting Both Settlements
The data breach settlement received final court approval January 13, 2025, clearing the path for payments. Over 667,000 claims were filed, with approximately 40,380 approved for payment totaling $5.6 million.
District Judge John Chun will assess the spam text settlement’s fairness at a December 2, 2025 hearing after the October 27, 2025 claim deadline passed.
In May 2024, the court ruled Washington’s Consumer Electronic Mail Act imposes broader liability than federal TCPA law, finding companies can be liable for assisting in transmissions even without pressing send.
Who Qualifies for Cash App Settlement Claims?
Data Breach Settlement Eligibility
You qualify if you:
- Had a Cash App or Cash App Investing account
- Personal information was accessed without consent during August 23, 2018 – August 20, 2024
- Experienced unauthorized withdrawals or fraudulent transactions
- Filed a valid claim by November 18, 2024
Spam Text Settlement Eligibility
You qualify if you:
- Received Cash App referral program texts between November 14, 2019 – August 7, 2025
- Were a Washington resident when you received the message
- Did not clearly and affirmatively consent in advance to receive the texts
- Submitted your claim by October 27, 2025
What Evidence Is Needed for Cash App Settlement Claims?
Data Breach Claims Documentation
Receipts, bills, invoices, account statements, credit reports, financial documents, police reports, and other documentation of breach-related losses.
Standard flat payment claims require no documentation. Documentation is only necessary for:
- Out-of-pocket loss reimbursement beyond base payment
- Lost time claims exceeding standard compensation
- Transaction loss claims requiring proof of unauthorized activity
Spam Text Claims Requirements
Claimants must provide the phone number tied to the referral text and confirm eligibility as a Washington resident, attesting under penalty of perjury that texts were received without consent.
Cash App Settlement Payment Timeline and Status
Data Breach Settlement Payments
Payments are expected to be processed throughout 2025, with users selecting direct deposit receiving funds faster than those choosing payment by mail. According to the settlement agreement, payouts will be processed within 90 or 180 days of issuance depending on the payment method.
Spam Text Settlement Timeline
The December 2, 2025 final approval hearing will determine if the settlement proceeds. The settlement administrator will issue payments after the court grants final approval and resolves any appeals.
How to Check Your Cash App Settlement Claim Status
Data Breach Settlement Status
Call the settlement administrator at 866-615-9740, email [email protected], or mail inquiries to Cash App Security Settlement Administrator, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103.
Check the official settlement website at cashappsecuritysettlement.com for updates.
Spam Text Settlement Information
Contact Bottoms v Block Settlement Administrator at PO Box 2631, Baton Rouge, LA 70821, call 877-540-7545, or email [email protected].
Visit the official settlement website at bottomstextsettlement.com.
What Makes a Valid Cash App Settlement Claim?
Valid data breach claims require:
- Proof of Cash App account ownership during the class period
- Documentation of unauthorized access or fraudulent transactions
- Evidence of financial losses tied to the breaches (for enhanced compensation)
- Timely submission before the November 18, 2024 deadline
Valid spam text claims require:
- Phone number matching Cash App’s records of Invite Friends texts
- Washington residency at the time of receiving messages
- Attestation that consent was not provided
- Submission by October 27, 2025 deadline
Critical Deadlines You Need to Know
Data Breach Settlement:
- Claim deadline: November 18, 2024 (CLOSED)
- Final approval: January 13, 2025 (GRANTED)
- Expected payouts: Throughout 2025
Spam Text Settlement:
- Claim deadline: October 27, 2025 (CLOSED)
- Final approval hearing: December 2, 2025
- Expected payouts: After final approval and appeals resolution
Why These Cash App Settlements Matter
Washington’s Consumer Electronic Mail Act casts a broader shadow than federal law, meaning companies face liability even for minor roles in sending messages. The settlement reflects growing legal action targeting tech and financial companies for violating privacy and consent laws.
These settlements set a precedent that companies must be held accountable when they fail to protect user data.
Frequently Asked Questions
What is the Cash App lawsuit settlement?
Cash App agreed to pay $27.5 million across two settlements—$15 million for data breaches affecting user accounts between 2018-2024, and $12.5 million for sending unsolicited referral texts to Washington residents.
What are the recent developments in the Cash App settlement?
The data breach settlement received final court approval on January 13, 2025. The spam text settlement awaits final approval at a December 2, 2025 hearing after the claim deadline passed.
How much compensation can I receive from the Cash App settlement?
Data breach victims can receive up to $2,500 for documented losses plus compensation for lost time and fraudulent transactions. Spam text recipients can expect between $88 and $147 per valid claim.
Can I still file a Cash App settlement claim?
Both settlement claim deadlines have passed. The data breach claim deadline was November 18, 2024, and the spam text claim deadline was October 27, 2025.
When will I receive my Cash App settlement payment?
Data breach settlement payments are expected throughout 2025, with direct deposit payments arriving faster than checks. Spam text settlement payments will be distributed after the December 2, 2025 final approval hearing and any appeals are resolved.
What evidence do I need for the Cash App settlement?
Data breach claims require receipts, account statements, credit reports, and documentation of breach-related losses. Spam text claims need the phone number tied to the referral message and confirmation of Washington residency.
How do I check my Cash App settlement claim status?
For data breach claims, call 866-615-9740 or check cashappsecuritysettlement.com. For spam text claims, call 877-540-7545 or visit bottomstextsettlement.com.
Related Articles:
- Class Action Lawsuit Settlement Guide
- Data Breach Compensation Claims
- Consumer Privacy Rights Protection
Last Updated: November 20, 2025
About the Author
Sarah Klein, JD, is a licensed attorney and legal content strategist with over 12 years of experience across civil, criminal, family, and regulatory law. At All About Lawyer, she covers a wide range of legal topics — from high-profile lawsuits and courtroom stories to state traffic laws and everyday legal questions — all with a focus on accuracy, clarity, and public understanding.
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