Capital Health Settlement Website, $4.5 Million Payout Claim Guide for Data Breach Claims 2026
If your private medical data was caught in the 2023 Capital Health security incident, time is running out to claim your share of the $4.5 million class action settlement. As of January 30, 2026, the official claims portal is live, and eligible patients must act quickly to meet the looming deadlines for cash payments and credit monitoring.
$4.5 Million Capital Health Settlement: The Main Answer
Who is Eligible for the Capital Health Settlement?
You are eligible to file a claim if your Private Information was potentially compromised during the Capital Health data breach that occurred between November 11 and November 26, 2023.
This group, known as the “Settlement Class,” typically includes current and former patients of Capital Health Systems, Inc. whose names, Social Security numbers, dates of birth, or clinical information were stored on the affected IT systems during the outage.
How Much Can I Get From the Settlement?
The settlement offers two primary paths for compensation, plus a major security benefit for everyone:
- Alternative Cash Payment (Cash B): You can choose a flat-fee cash payment of approximately $100 without providing any documentation of identity theft.
- Documented Loss Reimbursement (Cash A): If you suffered actual financial harm (e.g., fraudulent charges, credit repair fees), you can claim up to $5,000 with valid receipts or bank statements.
- Free Credit Monitoring: All class members are eligible for three years of free credit monitoring and identity restoration services (valued at roughly $90/year), regardless of which cash option they choose.
What is the Capital Health Settlement Website and Deadline?
To receive any benefits, you must submit a valid claim form via the official settlement administrator website. As of January 2026, the critical dates are:
- Official Website: CapitalHealthDataBreachSettlement.com
- Claim Submission Deadline: April 6, 2026 (Postmarked or submitted online).
- Exclusion/Objection Deadline: March 9, 2026.
What You Must Know About the 2026 Claims Process
Hidden Requirements for High-Value Claims
While the $100 flat payment is easy to claim, the **$5,000 extraordinary loss** category requires a high burden of proof. Under the terms of the settlement (governed by cases like Bruce Graycar, et al. v. Capital Health Systems, Inc.), you must provide “reasonable documentation” that the loss was “more likely than not” caused by the November 2023 breach.
Acceptable proof includes credit card statements showing unauthorized charges, invoices from professional services used to fix your identity, or receipts for credit freeze fees.
Pro Rata Adjustments: Why the $100 May Change
It is important to understand that the $100 payment is an “estimated” amount. If an unexpectedly high number of the 62,000+ affected individuals file claims, the individual payouts will be reduced pro rata (proportionally) to ensure the $4.5 million fund covers everyone fairly. Conversely, if few people file, the payment could theoretically increase up to a certain cap.
State Law Protections vs. HIPAA
While HIPAA (the Health Insurance Portability and Accountability Act) sets the floor for medical privacy, this settlement specifically addresses negligence and state-level consumer protection violations. In New Jersey, where Capital Health is based, the Data Breach Notification Act requires timely disclosure. This settlement resolves claims that the delay in discovery and notification caused preventable harm to patients.
What to Do Next: Step-by-Step Claim Instructions
Step 1: Secure Your Unique ID and PIN
Check your mail for a Postcard Notice sent by the settlement administrator. This card contains a 10-character Unique ID and a 4-digit PIN. You will need these to log in to the official portal. If you lost your notice, call the administrator at 1-888-873-4996 to recover your credentials.
Step 2: Choose Between Cash and Monitoring
On the CapitalHealthDataBreachSettlement.com website, you must select your benefit. Most users choose the Alternative Cash Payment plus the three years of credit monitoring. If you select the $5,000 reimbursement, be prepared to upload PDF or JPG copies of your financial documents immediately.
Step 3: Monitor for Final Approval
The Final Approval Hearing is scheduled for July 14, 2026. Payouts will not be issued until the court officially signs off on the agreement and any potential appeals are resolved. Expect checks or digital payments to be distributed in late 2026 or early 2027.
FAQs About the Capital Health $4.5M Settlement
How do I file a claim for the Capital Health data breach?
Go to CapitalHealthDataBreachSettlement.com and use the “Submit a Claim” tab. You will need the Unique ID and PIN from your mailed notice to complete the form online.
What is the last date to claim the Capital Health settlement?
The absolute deadline to submit your claim is April 6, 2026. If you miss this date, you will not receive a payment and you will lose your right to sue Capital Health for this incident.
Do I need a lawyer to get the $100 payment?
No, you do not need to hire your own lawyer. The “Class Counsel” is already representing the group, and their fees are paid out of the $4.5 million settlement fund, not out of your $100 payment.
What happens if I do nothing?
If you do nothing, you get $0. You also forfeit your right to ever sue Capital Health for damages related to the November 2023 data breach.
When will the Capital Health settlement checks be mailed?
Payments will be sent after the July 14, 2026 final hearing. Assuming no appeals are filed, class members can expect payments to arrive in the latter half of 2026.
Last Updated: January 30, 2026
Disclaimer: This article provides general legal information and is not legal advice. For specific guidance, consult with a qualified attorney.
Take Action Now: Don’t let your $100 expire. Visit the official administrator site before the April 2026 deadline to secure your payment.
Stay informed, stay protected. — AllAboutLawyer.com
About the Author
Sarah Klein, JD, is a licensed attorney and legal content strategist with over 12 years of experience across civil, criminal, family, and regulatory law. At All About Lawyer, she covers a wide range of legal topics — from high-profile lawsuits and courtroom stories to state traffic laws and everyday legal questions — all with a focus on accuracy, clarity, and public understanding.
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