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If martial law is declared, your immediate steps should be: (1) stay informed through official government channels and credible news sources; (2) comply with lawful orders from military and law enforcement authorities; (3) document any government actions affecting your rights or property; (4) protect your family, home, and essential documents; (5) know that constitutional protections…

Civil law and common law are two distinct legal systems that differ fundamentally in how they create, interpret, and apply law. Common law systems—used in 49 U.S. states—rely on judicial precedent and case law to establish legal principles, while civil law systems—used in Louisiana and some U.S. territories—rely on comprehensive written legal codes and statutes…

New Jersey’s e-bike safety legislation—Bill S4834/A6235, passed by the Legislature on January 13, 2026 and awaiting Governor Murphy’s signature or veto—would require driver’s licenses, Motor Vehicle Commission registration, and liability insurance for all electric bicycles, including low-speed models under 20 mph. The bill awaits final approval before becoming law, giving e-bike owners time to prepare…

The FACE Act (Freedom of Access to Clinic Entrances Act), codified at 18 U.S.C. § 248, is a federal law enacted in 1994 that prohibits violence, threats, intimidation, and property damage targeting individuals seeking or providing reproductive health services, as well as individuals at places of religious worship—the law is enforced by the Department of…

President Trump announced 10% tariffs on eight European countries starting February 1, 2026, escalating to 25% by June unless they support U.S. acquisition of Greenland. In a letter to Norway’s Prime Minister, Trump linked his aggressive stance to not winning the Nobel Peace Prize, stating he no longer feels obliged to “think purely of Peace.”…

You’re ready to buy a home, but credit card debt is weighing you down. Debt consolidation seems like the obvious solution—combine everything into one payment, lower your interest rate, and waltz into your lender’s office with a clean financial slate. Not so fast. Debt consolidation can absolutely affect your ability to buy a home, and…

You’re juggling multiple credit card payments with interest rates above 20%. Debt consolidation sounds like the answer—but will it destroy your credit score? Here’s the truth: debt consolidation does hurt your credit temporarily. Expect a 15–25 point drop due to hard inquiries and opening a new account. But most people see their scores not just…

Apple’s $95 million Siri privacy lawsuit settlement was approved August 1, 2025, ending the six-year legal battle over allegations that Siri recorded private conversations without consent. The claim deadline passed July 2, 2025, meaning no new claims can be filed. Eligible claimants who submitted forms before the deadline should receive up to $20 per device—though…

As of 2026, only six U.S. states still recognize “homewrecker laws”—North Carolina, Mississippi, South Dakota, New Mexico, Utah, and Hawaii—which allow spouses to sue third parties for alienation of affection or criminal conversation when someone interferes with their marriage. These controversial civil lawsuits can result in substantial financial damages, with some North Carolina cases awarding…