Saratoga Harness Racing Data Breach Class Action Settlement, Up To $2,500 Cash Plus Credit Monitoring—Claim Deadline May 11, 2026
Are you affected by the Saratoga Harness Racing data breach? If you received notice that your personal information was compromised in the November 2024 cyberattack, you can claim up to $2,500 in cash plus one year of three-bureau credit monitoring from the class action settlement—but you must file by May 11, 2026.
Approximately 20,866 customers and employees had their sensitive data accessed when unauthorized actors breached Saratoga Harness Racing’s systems between October 31 and November 1, 2024. The settlement in Myers et al. v. Saratoga Harness Racing Inc. offers two cash payment options plus identity theft protection services for all affected U.S. residents.
What Happened in the Saratoga Harness Racing Data Breach
On November 1, 2024, Saratoga Harness Racing Inc. experienced a network disruption that revealed a targeted cyberattack. An investigation confirmed that between October 31 and November 1, 2024, unauthorized actors gained access to their computer systems and accessed files containing sensitive personal information.
The breach impacted Saratoga Harness Racing’s operations across multiple locations, including Saratoga Casino and Hotel in New York, Saratoga Casino Black Hawk in Colorado, Ellis Park in Kentucky, and the Gideon Putnam Hotel and Resort. According to breach notifications filed with state attorneys general, approximately 20,866 current and former customers and employees were affected nationwide.
Saratoga Harness Racing began mailing data breach notification letters to impacted individuals on December 30, 2024. The company initially provided 12 months of complimentary identity monitoring services to affected individuals.
What Personal Information Was Compromised
While the specific information exposed varies depending on each individual, the types of data potentially accessed include names, Social Security numbers, dates of birth, driver’s license numbers, financial account information, and other personally identifiable information stored in Saratoga’s systems.
This combination creates significant identity theft risk. With Social Security numbers and dates of birth, criminals can open fraudulent credit accounts, file false tax returns, access financial accounts, and commit various forms of identity fraud that can damage credit scores and financial stability for years.
The Class Action Lawsuit Settlement Details
Plaintiffs filed Myers et al. v. Saratoga Harness Racing Inc. alleging the company failed to implement reasonable cybersecurity measures to protect customer and employee data. The lawsuit claimed Saratoga was negligent in safeguarding sensitive information, violated consumer protection laws, and breached its implied contract with customers to keep their data secure.
Saratoga Harness Racing denies all allegations and has not admitted any wrongdoing. The company agreed to settle the case to avoid the expense and uncertainties of further litigation. The settlement provides cash compensation and credit monitoring benefits to all eligible class members.
Similar to the Under Armour Class Action, Company Failed To Protect Customer Data In 343 GB Breach, this case highlights ongoing concerns about corporate data security failures affecting millions of consumers.
Who Can File a Claim in the Saratoga Settlement
You’re eligible if you reside in the United States and your information was potentially impacted in the November 2024 cyberattack on Saratoga’s systems, or if you received notification about the data breach.
Excluded from the settlement class are Saratoga employees, directors, officers, agents, subsidiaries, affiliated companies, governmental entities, the assigned judges and their immediate family, and court staff.
How Much Money Can You Receive
The settlement offers multiple benefit options:
Cash Payment A (Up to $2,500 for Documented Losses): You can claim reimbursement for actual, documented out-of-pocket losses that occurred between November 1, 2024, and May 11, 2026. Eligible expenses include losses from identity theft or fraud, fees for credit reports or credit monitoring, costs to freeze and unfreeze credit, replacement ID costs, and postage to contact banks by mail.
You must provide reasonable documentation such as receipts, invoices, bank statements showing unreimbursed fees, credit card statements showing fraudulent charges, and other proof of identity theft or fraud. Personal certifications or declarations alone don’t constitute valid documentation but can supplement other proof.
Cash Payment B (Alternate $50 Cash Payment): Instead of filing for documented losses, you can claim a one-time $50 payment without providing receipts or documentation.
Three-Bureau Credit Monitoring: All settlement class members can enroll in one year of credit monitoring from all three credit bureaus. This benefit includes $1 million in identity theft insurance, real-time credit file monitoring, dark web scanning, comprehensive public records monitoring, and access to fraud resolution agents if suspicious activity is detected.
How to File Your Claim Before May 11, 2026
To submit your claim online, visit shrdatasettlement.com and log in using your Unique ID and PIN found on your breach notification letter.
You can also download a paper claim form from the settlement website and mail it with supporting documentation to:
Saratoga Data Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
The deadline to submit a claim online is May 11, 2026. Mailed claim forms must be postmarked no later than May 11, 2026.
For questions, contact the Settlement Administrator at [email protected] or call 1-833-647-9034.
What You Need to Know About Data Breach Settlements
Many consumers don’t realize they’re leaving money on the table. According to industry data, 96% of settlement funds go unclaimed because affected individuals either miss deadlines or don’t understand their eligibility.
You don’t need to prove you suffered actual identity theft or fraud to claim benefits. Simply receiving a breach notification makes you eligible for at least the $50 alternate cash payment and credit monitoring services.
Healthcare and financial data breaches have surged, with similar settlements like the $4M Numotion Data Breach Class Action Settlement Claim Up To $15,000 By March 18, 2026 offering substantial compensation to victims.
Steps to Protect Yourself After the Saratoga Breach
Even if you file a claim, take immediate protective measures. Place a fraud alert on your credit reports through Equifax, Experian, or TransUnion—you only need to contact one bureau, which will notify the others. Consider freezing your credit, which prevents new accounts from being opened in your name until you lift the freeze.
Monitor your bank accounts and credit card statements for unauthorized transactions. Review your credit reports from all three bureaus for accounts you didn’t open. Sign up for the free credit monitoring offered through the settlement.
Change passwords for financial accounts, especially if you used the same password across multiple sites. Enable multi-factor authentication wherever available.
Frequently Asked Questions
What is the Saratoga Harness Racing Data Breach Class Action Settlement about?
The settlement resolves claims that Saratoga Harness Racing failed to adequately protect personal information, resulting in a November 2024 cyberattack that compromised data belonging to approximately 20,866 customers and employees. The settlement provides cash compensation and credit monitoring to affected individuals.
How many people were affected by the Saratoga Harness Racing data breach?
Approximately 20,866 current and former customers and employees were impacted by the November 2024 breach. All affected individuals residing in the United States who received breach notifications are eligible to file claims.
What personal information was exposed in the breach?
The compromised data varies by individual but may include names, Social Security numbers, dates of birth, driver’s license numbers, financial account information, and other sensitive personally identifiable information. This combination creates significant risk for identity theft and financial fraud.
How do I know if my data was affected?
If you received a data breach notification letter or email from Saratoga Harness Racing about the November 2024 incident, your information was likely compromised. The notification letter contains your Unique ID and PIN needed to file a claim online.
What is the deadline to file a claim?
The claim deadline is May 11, 2026. Online claims must be submitted by this date, and mailed claims must be postmarked no later than May 11, 2026. Missing this deadline means you forfeit all settlement benefits.
How much money can I receive from the settlement?
You can claim up to $2,500 for documented out-of-pocket losses related to the breach, or a flat $50 payment without documentation. All class members also qualify for one year of three-bureau credit monitoring with $1 million identity theft insurance.
Do I need proof of identity theft to file a claim?
No. You don’t need to prove you suffered actual identity theft or fraud. If you received a breach notification, you’re eligible for at least the $50 alternate cash payment and credit monitoring services without providing any documentation.
When will I receive my settlement payment?
Payments and credit monitoring information will be issued to approved claimants approximately 75 days after the court grants final approval of the settlement. Check the settlement website at shrdatasettlement.com for updates on the final approval hearing date.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. Settlement details are based on publicly available court documents and the official settlement agreement. For questions about your specific eligibility or claim, contact the Settlement Administrator or consult a qualified attorney.
Stay informed, stay protected. — AllAboutLawyer.com
Last Updated: February 7, 2026
About the Author
Sarah Klein, JD, is a licensed attorney and legal content strategist with over 12 years of experience across civil, criminal, family, and regulatory law. At All About Lawyer, she covers a wide range of legal topics — from high-profile lawsuits and courtroom stories to state traffic laws and everyday legal questions — all with a focus on accuracy, clarity, and public understanding.
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